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You can sell a house with lead paint, but there are several requirements. If you are aware that lead paint exists anywhere in the home, you must disclose that to potential buyers. Required home inspections will often uncover lead paint, especially for older houses where lead paint may still be a problem. If you have taken steps to encapsulate lead, you should provide buyers with full documentation of the project so it won’t cause any problems later on.

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Lead testing prior to purchasing a property ensures that the new owners are informed about potential hazards, prevents health risks associated with lead poisoning, and facilitates timely remediation.

You do not have to remove lead paint if the surface is not chipping or peeling or if there are no pregnant people or children under the age of six who live in or regularly visit your home. Lead paint is a particular risk for young children whose brains and bodies are not fully developed. Experts strongly recommend that you call a pro to remove lead paint if it’s peeling or flaking, no matter who lives in the home. You can experience lead poisoning by breathing in or ingesting just a small amount of it.