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Yes, you can fill cracks in concrete if you’re a somewhat handy homeowner. It’s important to know which concrete patching method to use, as small cracks require different approaches than large ones. It might seem challenging to determine which product to use and the tools necessary for the project, but with a bit of background, homeowners can restore their cracked concrete easily.

A leak under your foundation from a water supply line or sewage line is likely to lead to water pooling on certain areas of your property during rainfall, abnormally fast-growing or green grass in certain sections of your lawn, and differential settlement of your foundation, which can result in large foundation cracks, windows and doors failing to operate properly, a wavy or sloping roofline, or damages or irregularities in your interior walls, including cracks and bulging. If it’s a plumbing line embedded in your slab, you’ll also likely notice above-average water bills.

Yes, foundation problems can cause ceilings to collapse or even your whole house to crumble. Left unaddressed, natural sinking can build up and eventually harm your home’s supporting structure, such as walls, beams, and frames. Your basement ceiling may be the first place to look for signs of a ceiling collapse caused by foundation problems.

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.