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Basement Waterproofing questions, answered by experts

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

While water in your basement is unlikely to make you sick unless it’s coming from a sewage backup, mold is likely to start to grow in wet areas within 24 hours, and mold can make you sick. According to the Centers for Disease Control and Prevention (CDC), inhaling mold spores can cause allergy symptoms, including runny nose, itchy eyes, difficulty breathing, wheezing, and itchy skin. Individuals with pre-existing respiratory issues like asthma and immunocompromised individuals are at an elevated risk of symptoms when inhaling mold spores.

You should always hire a structural engineer or a professional and licensed foundation repair company for crawl space repair. These professionals will often be able to treat the symptoms of the issue as well as the underlying problem so that you don’t have ongoing damage. They’ll also often take preventative measures to stop the issue from recurring in the future.

Yes, usually you will need some kind of vapor barrier on the exterior walls when the framing is attached to concrete and masonry surfaces.

A moisture or vapor barrier helps separate the warm air inside your home from the cold air outside of it. Without it, your walls could collect condensation, mold, or other damage. Check your local building codes to see if including an interior vapor barrier is necessary for your building project or renovation, especially for rooms that are likely to be humid, like bathrooms.

The Parker, AZ homeowners’ guide to basement waterproofing services

From average costs to expert advice, get all the answers you need to get your job done.