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Some species of bees (not to mention hornets) are aggressive and dangerous to have in your walls. If they swarm in anger or defense, they could badly hurt people in your home. Other species of bees are largely harmless and many people live in close proximity to them.

Either way, bees making hives in your walls usually causes damage. It can contribute to moisture problems, and attract other pests. Those problems get even worse if honeycombs build up. So we strongly suggest you find a way to keep bees from taking up permanent residence.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Yes. German cockroaches are masters at hiding. If you notice one cockroach, especially in daytime hours, it’s very likely that other roaches aren’t far behind, or that the problem is growing. You don’t even need to see roaches to have warning bells go off: Many homeowners discover roach problems by noticing specks of droppings on the floor or roach smells.

Most DIY roach fogger products are made of pyrethroid pesticides that come with their own unique risks and benefits. They also contain aerosol propellants that disperse the pesticides by creating a fog that fills the entire room. Read all labels carefully before purchasing a fogger product to ensure that you understand how to properly handle the ingredients that you are introducing into your home.