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In the majority of cases, homeowners insurance will not cover a main sewer line root clog. The reason is that most insurance companies consider tree root damage to sewer lines as common wear and tear, which is also preventable. However, you may be able to buy optional add-on coverage, such as "service line coverage" or "sewer line endorsements," that would protect against root damage to your sewer line.

If your dishwasher isn’t draining, some common causes include a clogged drain filter, drain hose, or air gap. Also, if you have a garbage disposal, a clog in the disposal can back up your dishwasher since they share plumbing, as can a clog in your kitchen sink’s plumbing. A handy DIYer may be able to figure out how to unclog a dishwasher, but you may need to call in a plumber if you can’t locate and clear the clog yourself.

The cost to repair a main sewer line clog is about $3,110 on average. The average cost range is  $1,310 to $4,950, but it can go as low as $215 and as high as $9,300 or more. The cost factors for this repair include the severity of the clog, pipe accessibility, video inspection, removal method, permits, pipe material, labor rates in your area, and time of year. Repairs made from outside during the winter can be more difficult due to the frozen ground or during the spring if the ground is saturated from a lot of rain and snow melt.

A saturated leach field can result from various underlying issues, so it's best to call a professional septic company to diagnose and treat the problem. Depending on the cause of the saturation, potential fixes include pumping out a full septic tank, adding more bacteria to the tank, or regrading the soil to fix low spots. It may also be necessary to reroute rainwater and runoff away from the leach field using gutters, downspouts, and extenders. Once the primary issue is resolved, planting specific types of vegetation over the area can help absorb excess water. In more severe cases, you might need to install a larger septic tank or replace the leach field entirely.