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Last update on January 12, 2026

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Chimney Caps questions, answered by experts

While the terms of individual home insurance policies vary, most premiums won't increase if it's been a long time since a homeowner has filed a claim. However, more frequent claims will lead to a higher homeowners insurance premium. Other factors that influence whether your premium will increase include your claim history and the type of damage in the claim.

Yes, algae-resistant shingles will prevent algae and moss growth, providing double protection for your roof and roof flashing. The copper-infused granules on algae-resistant shingles release copper ions that inhibit plant growth in general, so moss will have a harder time growing on your roof, too. Keep in mind that copper ions flowing off your roof during rainfall can also inhibit plant growth below, so your gardens and grass may be affected.

A roof’s life span depends on the materials in use and on the quality of the work from the roofer. Most roofs will last anywhere from 25 to 50 years. Damage from storms or seeing signs of a bad roofing job could lead to a shorter life span, though.

When installed and maintained properly, a cedar shake roof should last up to 60 years. Severe weather and high winds will damage your roof, reducing its life span. Expect a shorter life span if the roofer didn't use top-grade material, didn’t have cedar shake expertise, didn’t create the proper ventilation, or didn’t use the correct fasteners. Keeping up with maintenance will help it last longer. It’s also a good idea to get roof inspections on a regular basis to help spot repairs before they become major issues.

During the framing process, builders connect the roof to the walls with materials, including metal connectors, plywood panels, and wood blocks. These roof-to-wall connections are important and provide weatherproofing, noise and temperature insulation, protection against pests, and home integrity. The type of connector and method used will vary, depending on your home’s construction and needs, and each has pros and cons in terms of cost, noise insulation, longevity, and reliability. Talk with your home or roofing contractor about the best connectors for your roof and walls, and what they recommend for your home.

The Stanton, al homeowners’ guide to chimney cap services

From average costs to expert advice, get all the answers you need to get your job done.

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