Get matched with top solar panel pros in Jack, AL

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

Learn about common solar blockers in your area to determine how often you should wash solar panels and the best cleaning method:

• Soot: If you have a fireplace, soot can disperse and accumulate on the solar panels.

• Debris, dirt, and leaves: These natural elements require light cleaning. Being close to trees or living in a desert area can cause more of these to accumulate.

• Pollen: Areas with a high pollen count require more frequent solar panel cleaning, and sticky plant material requires a deeper cleaning.

• Bird droppings: Bird droppings are binding and more difficult to remove. Keep this in mind if you live near a lot of surrounding trees. 

Solar roofing shingles may qualify for significant federal tax incentives through programs like the Residential Clean Energy Credit, which offers up to 30% of installation costs through 2032. State and local governments often provide additional credits, and utility companies may offer further rebates or net metering programs, depending on the state. Just look into the qualification requirements beforehand because installation, documentation, and technical standards can impact eligibility. Consult the current guidelines and a tax professional to maximize available benefits.

As long as your solar panels are properly installed without damage to your roof, they will not shorten the roof’s life span. Solar panels can act as a cover or barrier to your roof and help block external elements, such as debris, heat, and UV rays. Reduced exposure to the weather can extend your roof’s life.