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Verified Reviews for Property Appraisal pros in Elberta, AL

*The Angi rating for Property Appraisal companies in Elberta, AL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Elberta, AL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on December 30, 2025

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Avatar for BOE Mortgage

BOE Mortgage

5.00(
28
)

BOE Mortgage

5.00(
28
)
Customers say: Terrific value
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

At Bank of England Mortgage, we take pride in being there when our borrowers need us, day and night. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly helpful attitude. Since our doors opened in 1898 in England, Arkansas, Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. We understand you're making a commitment when buying a new home, refinancing or cashing out the equity in your home. You can be certain that we'll do our utmost to answer all of your questions quickly, so you can be confident that you have the best loan to fit your financial goals. Our mortgage professionals stand by ready to give you the personal attention you deserve and treat you with the respect due a valued customer. Bank of England Mortgage is a division of Bank of England. NMLS 418481. Member FDIC. Equal Housing Lender.

"Excellent. Got me the best rate for the lowest costs"

Randy L on August 2019

At Bank of England Mortgage, we take pride in being there when our borrowers need us, day and night. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly helpful attitude. Since our doors opened in 1898 in England, Arkansas, Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. We understand you're making a commitment when buying a new home, refinancing or cashing out the equity in your home. You can be certain that we'll do our utmost to answer all of your questions quickly, so you can be confident that you have the best loan to fit your financial goals. Our mortgage professionals stand by ready to give you the personal attention you deserve and treat you with the respect due a valued customer. Bank of England Mortgage is a division of Bank of England. NMLS 418481. Member FDIC. Equal Housing Lender.

"Excellent. Got me the best rate for the lowest costs"

Randy L on August 2019

Avatar for Hab House

Hab House

No reviews yet

Hab House

No reviews yet
10 years of experience

Hab House specialises in providing high-quality short-term rental and accommodation solutions in Leeds, United Kingdom. Catering to business travellers, vacationers, and anyone in need of flexible short-term lets in Leeds, we offer modern, well-equipped property in convenient city locations. Our commitment to comfort, style, and top-tier service ensures that your stay is as enjoyable as it is practical, whether for a few days or several weeks. At Hab House, we make finding and booking your ideal short-term accommodation in Leeds a hassle-free experience. Visit us: https://habhouse.co/

Hab House specialises in providing high-quality short-term rental and accommodation solutions in Leeds, United Kingdom. Catering to business travellers, vacationers, and anyone in need of flexible short-term lets in Leeds, we offer modern, well-equipped property in convenient city locations. Our commitment to comfort, style, and top-tier service ensures that your stay is as enjoyable as it is practical, whether for a few days or several weeks. At Hab House, we make finding and booking your ideal short-term accommodation in Leeds a hassle-free experience. Visit us: https://habhouse.co/

Avatar for Transform Real Estate

Transform Real Estate

No reviews yet

Transform Real Estate

No reviews yet
2 years of experience

When you partner with Transform Real Estate, you are in capable hands. Tamara has been a housing professional for over 25 years. She started her housing career in the 90's, while attending College. After graduating College, she went on to serve in multiple and diverse roles that include Customer Service, Banking and Finance, Fraud Prevention, Leasing Consultant, Assistant Manager, Property Manager, Real Estate Agent, Real Estate Broker and Mortgage Loan Originator. She is a Home Loan Consultant with New American Funding NMLS#2589636 and NMLS#6606. An active member of various Real Estate and Mortgage Trade Associations that include the Birmingham Association of REALTORS, Alabama Association of REALTORS, the National Association of REALTORS, Alabama Real Estate Educators Association, National Association of Real Estate Brokers, the Birmingham Realtist, Alabama Mortgage Professionals, National Association of Mortgage Brokers and Mortgage Bankers Association. Tamara passionately gives back to her community through organizations like the Hoover Chamber of Commerce and the Hoover Chamber Ambassadors.

When you partner with Transform Real Estate, you are in capable hands. Tamara has been a housing professional for over 25 years. She started her housing career in the 90's, while attending College. After graduating College, she went on to serve in multiple and diverse roles that include Customer Service, Banking and Finance, Fraud Prevention, Leasing Consultant, Assistant Manager, Property Manager, Real Estate Agent, Real Estate Broker and Mortgage Loan Originator. She is a Home Loan Consultant with New American Funding NMLS#2589636 and NMLS#6606. An active member of various Real Estate and Mortgage Trade Associations that include the Birmingham Association of REALTORS, Alabama Association of REALTORS, the National Association of REALTORS, Alabama Real Estate Educators Association, National Association of Real Estate Brokers, the Birmingham Realtist, Alabama Mortgage Professionals, National Association of Mortgage Brokers and Mortgage Bankers Association. Tamara passionately gives back to her community through organizations like the Hoover Chamber of Commerce and the Hoover Chamber Ambassadors.

Property Appraiser questions, answered by experts

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Yes, hiring a real estate agent is worth it. Many homeowners make the mistake of trying to sell their homes by themselves, thinking that they’ll save money on the commission, but what they save on the commission, they very often pay for in frustration and concessions on the sale price. Hiring a real estate agent to handle the sale of your home not only makes the process far easier and takes the burden off of you, but most homeowners get more for their homes when going through an agent because of the marketing and salesmanship they bring to the table.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

If you can’t find any records online, you’ll need to contact your county clerk’s office to do further research. They should have property records on file, or can at least point you in the right direction of who to contact. You can also speak with your neighbors about when their houses were built because they were likely built around the same time.

The Elberta, AL homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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