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TRUSTED BY ENSLEY, FL HOMEOWNERS

  • Average homeowner rating star icon4.9
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  • Verified reviews icon13
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Find Property appraisers in Ensley

Avatar for Greg Boswell Appraisals
Greg Boswell Appraisals
5.0(
5
)
Appraisal - Real Estate

Serving Ensley, FL and surrounding areas

In business since 1998

Free estimates

Emergency services offered

"I recently had the pleasure of working with Greg Boswell for my real estate appraisal, and I couldn’t be more satisfied. His deep knowledge of the market and clear, practical advice on how to add value to my property were invaluable. Greg’s professionalism, attention to detail, and genuine interest in helping me achieve my goals made the entire process smooth and stress-free. Highly recommended!"
Response time2 hrs
Avatar for Mark Revak, Inc.
Mark Revak, Inc.
4.9(
4
)
Appraisal - Real Estate

Serving Ensley, FL and surrounding areas

In business since 2005

Credit card accepted

Mark Revak, Inc. brings an unmatched commitment to excellence to your appraisal needs. I have 18 years experience delivering unsurpassed professionalism, expertise, and value. I take pride in providing our customers with personalized customer service, the highest industry standards, and top quality work. References available upon request. Give me a call today!

Response time2 days
Recommended by100%of homeowners
Showing 1-10 of 13
Property Appraiser questions, answered by experts

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

The cost to appraise a home depends on the type. Common types include:

  • Single-family homes: $300–$400

  • FHA or VA single-family homes: $400–$500

  • Condominium: $300–$500

  • Multi-family home: $500–$1,000

  • Apartment building: $1,500–$3,000

  • Commercial properties: $1,400–$10,000

  • Raw land: $1,000–$8,000

The entire appraisal process takes from seven to 10 days. This timeline accounts for the many steps of the appraisal process, including the post-inspection report completed by the appraiser.

Home appraisal services include the following tasks:

  • Inspect home interior and exterior

  • Evaluate materials, features, fixtures, and renovations

  • Review comparable properties

  • Write an appraisal report

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

The Ensley, FL homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.