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Avatar for Transform Real Estate

Transform Real Estate

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Transform Real Estate

No reviews yet
2 years of experience

When you partner with Transform Real Estate, you are in capable hands. Tamara has been a housing professional for over 25 years. She started her housing career in the 90's, while attending College. After graduating College, she went on to serve in multiple and diverse roles that include Customer Service, Banking and Finance, Fraud Prevention, Leasing Consultant, Assistant Manager, Property Manager, Real Estate Agent, Real Estate Broker and Mortgage Loan Originator. She is a Home Loan Consultant with New American Funding NMLS#2589636 and NMLS#6606. An active member of various Real Estate and Mortgage Trade Associations that include the Birmingham Association of REALTORS, Alabama Association of REALTORS, the National Association of REALTORS, Alabama Real Estate Educators Association, National Association of Real Estate Brokers, the Birmingham Realtist, Alabama Mortgage Professionals, National Association of Mortgage Brokers and Mortgage Bankers Association. Tamara passionately gives back to her community through organizations like the Hoover Chamber of Commerce and the Hoover Chamber Ambassadors.

When you partner with Transform Real Estate, you are in capable hands. Tamara has been a housing professional for over 25 years. She started her housing career in the 90's, while attending College. After graduating College, she went on to serve in multiple and diverse roles that include Customer Service, Banking and Finance, Fraud Prevention, Leasing Consultant, Assistant Manager, Property Manager, Real Estate Agent, Real Estate Broker and Mortgage Loan Originator. She is a Home Loan Consultant with New American Funding NMLS#2589636 and NMLS#6606. An active member of various Real Estate and Mortgage Trade Associations that include the Birmingham Association of REALTORS, Alabama Association of REALTORS, the National Association of REALTORS, Alabama Real Estate Educators Association, National Association of Real Estate Brokers, the Birmingham Realtist, Alabama Mortgage Professionals, National Association of Mortgage Brokers and Mortgage Bankers Association. Tamara passionately gives back to her community through organizations like the Hoover Chamber of Commerce and the Hoover Chamber Ambassadors.


Avatar for BOE Mortgage

BOE Mortgage

5.00(
28
)

BOE Mortgage

5.00(
28
)
Customers say: Terrific value
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

At Bank of England Mortgage, we take pride in being there when our borrowers need us, day and night. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly helpful attitude. Since our doors opened in 1898 in England, Arkansas, Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. We understand you're making a commitment when buying a new home, refinancing or cashing out the equity in your home. You can be certain that we'll do our utmost to answer all of your questions quickly, so you can be confident that you have the best loan to fit your financial goals. Our mortgage professionals stand by ready to give you the personal attention you deserve and treat you with the respect due a valued customer. Bank of England Mortgage is a division of Bank of England. NMLS 418481. Member FDIC. Equal Housing Lender.

"Excellent. Got me the best rate for the lowest costs"

Randy L on August 2019

At Bank of England Mortgage, we take pride in being there when our borrowers need us, day and night. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly helpful attitude. Since our doors opened in 1898 in England, Arkansas, Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. We understand you're making a commitment when buying a new home, refinancing or cashing out the equity in your home. You can be certain that we'll do our utmost to answer all of your questions quickly, so you can be confident that you have the best loan to fit your financial goals. Our mortgage professionals stand by ready to give you the personal attention you deserve and treat you with the respect due a valued customer. Bank of England Mortgage is a division of Bank of England. NMLS 418481. Member FDIC. Equal Housing Lender.

"Excellent. Got me the best rate for the lowest costs"

Randy L on August 2019

Real Estate Agents questions, answered by experts

If you’re in the market, you might think twice before buying a home with a cesspool on the property. You’ll need to factor in the costs of either maintaining the cesspool (such as with aeration, pumping, and cleaning) or dismantling the system and replacing it with a septic tank or sewage line connection. It might still be a good idea to buy that home, but you’ll need to decide for yourself if the costs and hassle are worth it.

Carports can actually increase property value. It often only increases the value by a few %, but the value can increase if you design your carport thoughtfully and with an eye for utility. For instance, a carport with storage space or a workshop will be more valuable than one without it.

Mortgage underwriting is often the next step after an appraisal, and this process can take anywhere from a week to a month or more. The timeline depends on the mortgage lender’s requirements, how quickly the buyer gets the required documentation to their lender, and whether there are any issues during the underwriting process.

Much like any new siding, stucco will increase home value and curb appeal. Stucco provides an average ROI of 70%. With the average cost to stucco a house sitting at $5,700, you can expect to see a value bump of close to $4,000. Opting for a high-end stucco texture can improve value even further.

Yes, hiring a real estate agent is worth it. Many homeowners make the mistake of trying to sell their homes by themselves, thinking that they’ll save money on the commission, but what they save on the commission, they very often pay for in frustration and concessions on the sale price. Hiring a real estate agent to handle the sale of your home not only makes the process far easier and takes the burden off of you, but most homeowners get more for their homes when going through an agent because of the marketing and salesmanship they bring to the table.

The Elberta, AL homeowners’ guide to real estate services

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