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Hurricane Shutters questions, answered by experts

The biggest disadvantage to hurricane shutters is the cost. Hurricane shutters aren’t the most budget-friendly home improvement project. If you choose a shutter style that you have to go outside to operate, it could pose a challenge if you have issues with mobility. Additionally, they require a fair bit of maintenance and upkeep to stay in the best possible condition to protect your home.

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

Clean regularly, check for rust, and lubricate moving parts to ensure smooth operation.

In areas prone to hurricanes, not having hurricane shutters can make your home more of a risk to insure, leading to higher premiums. But by installing them, you can save about 8% to 10% on your insurance premium. Having hurricane shutters not only saves you on insurance but can also save you from costly window repairs after a storm. 

If you’re installing hurricane ties, consider other storm-proofing projects. You could call a window pro to install storm windows, get in touch with a door installer to add storm doors, or just ask your hurricane tie installer what other projects they’d recommend you get done at the same time.

The Utqiagvik, AK homeowners’ guide to hurricane shutter services

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