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Skylights questions, answered by experts

Skylights might sometimes increase your homeowners insurance premium, but the increase is usually minimal. Some home insurance companies won’t adjust your premium with the addition of a skylight, so you can contact your insurer or your professional skylight installer to ask about any expected changes. It’s crucial to have an expert install the skylight, as insurance companies may not insure your roof or cover water damage that results from a non-professional skylight installation.

Water will leak through a skylight if there are issues in the sealing of the skylight. Find and fix those issues yourself if possible, but it’s a good idea to contact a professional, as there could be much more water damage than you initially saw. Plus, it’s dangerous to work on a roof without the proper safety equipment and know-how.

There are four main types of lighting used in homes: ambient, task, accent, and decorative. Within these categories, there are a number of fixtures to choose from including ceiling-mounted lights, floor lamps, under-cabinet lights, track lighting, and more. 

Choosing the fixture that’s right for you depends on your home design and the area you’re looking to illuminate.

Skylights need periodic cleaning to remove dirt, debris, and condensation buildup. You should also inspect the seals and flashing once per year, looking for signs of wear or leaks, especially after heavy storms. Energy-efficient skylights with Low-E coatings or double glazing require less upkeep, but all skylights benefit from occasional resealing and checking for cracks to prevent drafts and moisture issues.

Skylights are the most likely windows to leak if installed improperly, so there are a few questions you should ask any skylight installer before you hire them:

  • Do you specialize in skylight installation or only windows in general?

  • Do you offer any kind of warranty for the installation?

  • What recourse do I have if the skylight leaks shortly after installation?

  • Do you have references I can speak with?

  • How long have you been in business?

  • Are you licensed and insured?

The Houston, AK homeowners’ guide to skylight services

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