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Ranch and colonial-style homes are often the most affordable to build. They have a common layout with available designs that are easy to adjust in simple ways without having to spend too much on a structural engineer or architect. Both types of homes' symmetry, simple roofs, and often one or two-story plans mean they often fall in the $150 to $200 square-foot range, putting them right around average.

In most cases, you should get an architect before you hire a builder. An architect will be the one to draw up formal plans for your project, including guidelines and even material lists for your builder to follow during construction. Many architects can even help you find builders, choose one for your project, and negotiate prices. Some are also willing to act as project managers throughout the process, working closely with a builder from start to finish.

Yes, a home builder or contractor should have the proper licensing and insurance. Licensing requirements vary by state and municipality, but most states mandate that a builder holds at least a general contractor’s license. For specialized work such as plumbing, electrical, roofing, or sewage systems, individual licenses may be required, in which case the builder may subcontract the work. You can use Angi’s state licensing tool to review your local guidelines and confirm a builder's credentials. As you browse professionals, you can also look for the “Angi Certified” badge. This indicates the business meets our certification standards, which include passing a criminal background check, holding applicable state and local licenses, and maintaining an average rating of 3.0 or better.

Modular homes can be a great investment, especially for those who find the prices of stick-built real estate too high. Modular homes are usually much more affordable because they’re mass-manufactured and then assembled on-site or delivered mostly assembled. If they’re installed properly and by professionals, they can last for between 50 and 100 years, potentially making them an outstanding investment.