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Stucco questions, answered by experts

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

The average cost to repair stucco is about $1,600, with projects ranging from $250 for minor fixes to $6,700 for extensive work. The price is often calculated per square foot, typically costing between $60 and $120. Some professionals may charge an hourly rate of $40 to $50. The final cost depends on the extent of the damage, the type of stucco, your home's location, and whether there is underlying damage that also needs to be addressed.

Costs for specific repairs vary:

  • Cracks: $8–$20 per square foot

  • Holes: $250–$450 per hole

  • Water damage: $30–$50 per square foot

  • Chimney repair: $60–$120 per square foot

  • Recoating: $4–$5 per square foot

While you may be able to patch small cracks yourself, it is recommended to call a professional for major repairs to ensure the job is done correctly.

Properly maintained stucco can enhance insulation, reducing energy loss.

To repair damaged exterior stucco, you’ll first remove all loose and crumbling material from the damaged area. You then need to thoroughly clean the area and dampen it to ensure proper bonding. After that, you’ll apply a bonding agent to the repair area, then apply new stucco in layers, allowing for curing time between each layer. The final coat should be textured to match the surrounding stucco pattern as closely as possible. Once fully cured, the repaired area can be painted to match the rest of the wall if needed.

Well-maintained trim boosts aesthetic appeal and prevents costly future repairs.

The Poca, WV homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.