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Homeowners’ insurance doesn’t often cover the cost to remove asbestos siding, which averages about $2,900. Insurance policies treat the removal of asbestos siding as regular home maintenance, which insurance doesn’t cover. If your siding suffers damage in a storm, though, it’s possible the insurer may cover the replacement cost, even if the damaged siding contains asbestos.

Asbestos siding is harmful as it can produce fibers that, once inhaled into your respiratory system, may cause mesothelioma, other lung cancers, and a dangerous scarring of the lung tissue called asbestosis. You can contain the siding within a series of barriers, but it is our recommendation that you hire a professional to remove any asbestos in your house. Its presence can permanently alter your health and the value of your property by as much as 10% or more.

You shouldn’t see a difference in your home’s value from your local property assessor if you have asbestos. Does asbestos affect home value when you are selling the home, though? If you are planning to sell the home, most jurisdictions require you to legally disclose the presence of asbestos to any buyer. Most buyers would have reservations about purchasing a home with asbestos, so they may offer less for the home. If you hire a pro to completely remove the asbestos, you do not have to disclose to buyers that the home once had asbestos.

No, but it’s common that they do. Gravity furnaces weren’t terribly efficient so wrapping either the ductwork in asbestos, the furnace itself, or both, was something done regularly. This allowed the system to retain more heat. At the time, this greatly enhanced the efficiency of the furnaces but it wasn’t until later that we became aware of just how carcinogenic and dangerous asbestos could be.