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In most cases, homeowners insurance doesn't cover asbestos abatement. Insurance policies frequently exclude coverage for pollutants, contaminants, and hazardous materials, which include asbestos. It's considered a pre-existing condition in homes built before its ban, so removal is seen as a maintenance expense rather than an insurable loss. There may be an exception if the asbestos-containing materials are disturbed due to a covered event, such as fire or storm damage. Some policies may cover the abatement as a part of those repairs.

Walking on an asbestos roof can pose a risk. Asbestos roofing materials can become brittle over time, increasing the chances of them breaking or releasing fibers when stepped on. Additionally, walking on an asbestos roof without proper precautions can cause further damage to the material. If possible, avoid touching an asbestos roof in any way and consult with a professional about removing and replacing the roof. 

Asbestos siding is harmful as it can produce fibers that, once inhaled into your respiratory system, may cause mesothelioma, other lung cancers, and a dangerous scarring of the lung tissue called asbestosis. You can contain the siding within a series of barriers, but it is our recommendation that you hire a professional to remove any asbestos in your house. Its presence can permanently alter your health and the value of your property by as much as 10% or more.

Hazardous waste is waste that poses a threat to human or environmental health. This generally refers to waste that is flammable, corrosive, toxic, or reactive. To confirm if the waste you need to remove is considered hazardous waste, contact your local hazardous waste facility.