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CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.


Karen Krajc Barnett Realtor

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Karen Krajc Barnett Realtor

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15 years of experience

Everyone knows what it feels like to receive great customer service. The secret to providing that is loving your job, and nobody loves real estate like I do. I absolutely love my job; there is nothing like the feeling of finding a dream home for a customer. I love dealing with all sorts of people and connecting on a personal level with them. It is why I am able to go to work everyday with a smile and effortlessly provide seamless, professional, and unbeatable service! I am married to Rhandy Barnett, former coach and school teacher in Mercer County. Although we live in Princeton, my hometown is Gary, WV located in McDowell County. I gladly serve as a member of the Executive Board for the Mercer Tazewell County Board of Realtors to make policy and procedure and ensure the rights of Realtors. I have been involved in Real Estate since 2001, having started in Lakeland, FL as a Broker Assistant before coming back to West Virginia and starting with ERA Advantage Realty. I am a member of the NAR and specialize in many fields from residential sales and luxury homes to first time home buyers or down-sizers. I have been awarded with the “Sales Achievement Award” for 3 years running, and with my excellent attention to detail, fantastic attitude, and local knowledge, I am a step above the rest and will not be dropping that title anytime soon! Call or email me today, let me show you how fun real estate is supposed to be!

Everyone knows what it feels like to receive great customer service. The secret to providing that is loving your job, and nobody loves real estate like I do. I absolutely love my job; there is nothing like the feeling of finding a dream home for a customer. I love dealing with all sorts of people and connecting on a personal level with them. It is why I am able to go to work everyday with a smile and effortlessly provide seamless, professional, and unbeatable service! I am married to Rhandy Barnett, former coach and school teacher in Mercer County. Although we live in Princeton, my hometown is Gary, WV located in McDowell County. I gladly serve as a member of the Executive Board for the Mercer Tazewell County Board of Realtors to make policy and procedure and ensure the rights of Realtors. I have been involved in Real Estate since 2001, having started in Lakeland, FL as a Broker Assistant before coming back to West Virginia and starting with ERA Advantage Realty. I am a member of the NAR and specialize in many fields from residential sales and luxury homes to first time home buyers or down-sizers. I have been awarded with the “Sales Achievement Award” for 3 years running, and with my excellent attention to detail, fantastic attitude, and local knowledge, I am a step above the rest and will not be dropping that title anytime soon! Call or email me today, let me show you how fun real estate is supposed to be!


Stevens' Realty & Management

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Stevens' Realty & Management

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32 years of experience

Where our customers are the bright spot of our day. They deserve "a place for everyone." and "The friendship of those we serve is the foundation of our business." Gifts To Go Gift Shop located at Parsons Office Vacation Rentals Available Professional Rental Management Department of Motor Vehicles License Service Temporaries, Titles, Transfers Fax, Notary and Copy Service Available Proud Supporter of the Tucker County Mountain Lions & Philip Barbour Colts

Where our customers are the bright spot of our day. They deserve "a place for everyone." and "The friendship of those we serve is the foundation of our business." Gifts To Go Gift Shop located at Parsons Office Vacation Rentals Available Professional Rental Management Department of Motor Vehicles License Service Temporaries, Titles, Transfers Fax, Notary and Copy Service Available Proud Supporter of the Tucker County Mountain Lions & Philip Barbour Colts




Coldwell Banker Stuart & Watts Real Estate

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Coldwell Banker Stuart & Watts Real Estate

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16 years of experience

Welcome to Historical Lewisburg, West Virginia and the Greenbrier Valley. Tom & Terri Johnson, agents at Coldwell Banker Stuart and Watts Real Estate, are your source for real estate needs in Lewisburg. In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Lewisburg with our New Listings Notification. If you own real estate that you're thinking of selling, we would be happy to provide you with a FREE Home Evaluation. Whether you are buying or selling a home, hire someone like ourselves, who wants to earn your business. We invite you to contact us as we would be happy to assist you with this important transaction. In addition, if you have any general questions about buying or selling real estate in West Virginia, please contact us. Please browse our website for listings, reports and important local real estate information. Sincerely, Tom & Terri Johnson Coldwell Banker Stuart and Watts Real Estate

Welcome to Historical Lewisburg, West Virginia and the Greenbrier Valley. Tom & Terri Johnson, agents at Coldwell Banker Stuart and Watts Real Estate, are your source for real estate needs in Lewisburg. In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Lewisburg with our New Listings Notification. If you own real estate that you're thinking of selling, we would be happy to provide you with a FREE Home Evaluation. Whether you are buying or selling a home, hire someone like ourselves, who wants to earn your business. We invite you to contact us as we would be happy to assist you with this important transaction. In addition, if you have any general questions about buying or selling real estate in West Virginia, please contact us. Please browse our website for listings, reports and important local real estate information. Sincerely, Tom & Terri Johnson Coldwell Banker Stuart and Watts Real Estate





NVR Inc

1.50(
2
)

NVR Inc

1.50(
2
)
77 years of experience

NVR, Inc. operates in two business segments: homebuilding and mortgage banking. The homebuilding unit sells and constructs homes under the Ryan Homes, NVHomes, Fox Ridge Homes and Heartland Homes. As a corporate entity, NVR, Inc. provides various support functions for each of its sub-entities. These include sales and marketing support, vital human resource specialists, and an advanced information technology department, which provide a network of resources utilized by NVR, Inc. holdings.

"We absolutely love our new Ryan home, which is ready to move into. Jon, the construction manager was true to his word, and had the Home completed by the end of May. However., DO NOT GO WITH NVR MORTGAGE! We were supposed to close June 7, and Martha from NVR knew we wanted an early June close, I was retiring July 1st, and our mortgage was based on my pension MONTHS AGO. Now, a few weeks before closing after we scheduled a TON of services including movers, truck, friends taking off to help, babysitters for kids, and have a buffer of 3 weeks before we have to move out of a rental end of June; Martha tells me they require a certain letter from the pension that I will not receive until mid-july. Because of this they initially said we couldn't close until July. Then it is June 20th. If she provided us with this information months ago, we could have planned differently. Now we are scrambling to figure out what to do. So, I repeat, DO NO GO WITH NVR MORTGAGE. I'm not the only one either. I just spoke to our new neighbors who broke off with NVR and Martha after 6 months before closing because of similar issues. DO NOT GO WITH NVR MORTGAGE!!!! it should be NO STARS FOR NVR MORTGAGE."

Donald C on May 2023

NVR, Inc. operates in two business segments: homebuilding and mortgage banking. The homebuilding unit sells and constructs homes under the Ryan Homes, NVHomes, Fox Ridge Homes and Heartland Homes. As a corporate entity, NVR, Inc. provides various support functions for each of its sub-entities. These include sales and marketing support, vital human resource specialists, and an advanced information technology department, which provide a network of resources utilized by NVR, Inc. holdings.

"We absolutely love our new Ryan home, which is ready to move into. Jon, the construction manager was true to his word, and had the Home completed by the end of May. However., DO NOT GO WITH NVR MORTGAGE! We were supposed to close June 7, and Martha from NVR knew we wanted an early June close, I was retiring July 1st, and our mortgage was based on my pension MONTHS AGO. Now, a few weeks before closing after we scheduled a TON of services including movers, truck, friends taking off to help, babysitters for kids, and have a buffer of 3 weeks before we have to move out of a rental end of June; Martha tells me they require a certain letter from the pension that I will not receive until mid-july. Because of this they initially said we couldn't close until July. Then it is June 20th. If she provided us with this information months ago, we could have planned differently. Now we are scrambling to figure out what to do. So, I repeat, DO NO GO WITH NVR MORTGAGE. I'm not the only one either. I just spoke to our new neighbors who broke off with NVR and Martha after 6 months before closing because of similar issues. DO NOT GO WITH NVR MORTGAGE!!!! it should be NO STARS FOR NVR MORTGAGE."

Donald C on May 2023

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Real Estate Agents questions, answered by experts

Avoid using a home equity loan for non-essential or short-term expenses like vacations, luxury purchases, or temporary financial fixes. It’s best to reserve home equity loans for long-term investments, such as home improvements, that can add value to your property or financial position.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

In most cases, no, a seller cannot negotiate after an appraisal if they signed an offer agreement. The only exception would be if there was a contingency in the offer that stated that the offer acceptance was contingent on the appraisal amount. If that’s the case, the seller can negotiate a higher sale price to match the appraised amount. If the appraised amount comes in below the sale price, both sides have to agree to negotiate, but there may be no other option since the buyer’s lender might not approve the higher amount.

Mold can greatly impact your home's appraisal and lower your selling price if your home's on the market. Home appraisers take mold into account when figuring out a property's overall value. Mold will lower your home's price because it poses a health risk to household members and can compromise the structural integrity of the house. Mold will require remediation, which in extreme cases can be costly, so that is factored into your home's appraisal as well.

If your pipes are deteriorating and leading to frequent repairs or ongoing leaks, it's worth it to repipe your house. Faulty pipes can lead to costly problems, like leaks, water damage, and mold growth. Investing in new piping can buy you anywhere from 50 to 100 years or more of stellar plumbing while saving you from repairs and expensive water bills, so it's a worthy endeavor. Not to mention, new plumbing can increase the overall value of your home.

The Bruno, WV homeowners’ guide to real estate services

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