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CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Dream Home Properties, LLC

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Dream Home Properties, LLC

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20 years of experience

Located in Fairmont, West Virginia, Dream Home Properties, LLC, is conveniently located to serve North Central West Virginia. As an experienced real estate agent, I strive to give each of my clients the personal touch. If you are a first time home buyer or this is next of many moves, I can help. If you are looking for or have commercial real estate to sell. I can help. Cheryl Mayfield, Realtor

Located in Fairmont, West Virginia, Dream Home Properties, LLC, is conveniently located to serve North Central West Virginia. As an experienced real estate agent, I strive to give each of my clients the personal touch. If you are a first time home buyer or this is next of many moves, I can help. If you are looking for or have commercial real estate to sell. I can help. Cheryl Mayfield, Realtor


Eagle Valley Realty

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Eagle Valley Realty

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36 years of experience

Licensed in both New York and Pennsylvania, Eagle Valley Realty evolved from Lander & Taylor Real Estate in the spring of 2000. Lander & Taylor Real Estate Had been in Business Since 1989. The office has developed over the years, to a very active and progressive company. Eagle Valley Realty utilizes the newest available computer technology along with expert personal involvement to assure their clients and customers the best possible service. With a committed, experienced and professional staff Eagle Valley Realty has become a leader in the marketing of country homes and properties.

Licensed in both New York and Pennsylvania, Eagle Valley Realty evolved from Lander & Taylor Real Estate in the spring of 2000. Lander & Taylor Real Estate Had been in Business Since 1989. The office has developed over the years, to a very active and progressive company. Eagle Valley Realty utilizes the newest available computer technology along with expert personal involvement to assure their clients and customers the best possible service. With a committed, experienced and professional staff Eagle Valley Realty has become a leader in the marketing of country homes and properties.


NVR Inc

1.50(
2
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NVR Inc

1.50(
2
)
77 years of experience

NVR, Inc. operates in two business segments: homebuilding and mortgage banking. The homebuilding unit sells and constructs homes under the Ryan Homes, NVHomes, Fox Ridge Homes and Heartland Homes. As a corporate entity, NVR, Inc. provides various support functions for each of its sub-entities. These include sales and marketing support, vital human resource specialists, and an advanced information technology department, which provide a network of resources utilized by NVR, Inc. holdings.

"We absolutely love our new Ryan home, which is ready to move into. Jon, the construction manager was true to his word, and had the Home completed by the end of May. However., DO NOT GO WITH NVR MORTGAGE! We were supposed to close June 7, and Martha from NVR knew we wanted an early June close, I was retiring July 1st, and our mortgage was based on my pension MONTHS AGO. Now, a few weeks before closing after we scheduled a TON of services including movers, truck, friends taking off to help, babysitters for kids, and have a buffer of 3 weeks before we have to move out of a rental end of June; Martha tells me they require a certain letter from the pension that I will not receive until mid-july. Because of this they initially said we couldn't close until July. Then it is June 20th. If she provided us with this information months ago, we could have planned differently. Now we are scrambling to figure out what to do. So, I repeat, DO NO GO WITH NVR MORTGAGE. I'm not the only one either. I just spoke to our new neighbors who broke off with NVR and Martha after 6 months before closing because of similar issues. DO NOT GO WITH NVR MORTGAGE!!!! it should be NO STARS FOR NVR MORTGAGE."

Donald C on May 2023

NVR, Inc. operates in two business segments: homebuilding and mortgage banking. The homebuilding unit sells and constructs homes under the Ryan Homes, NVHomes, Fox Ridge Homes and Heartland Homes. As a corporate entity, NVR, Inc. provides various support functions for each of its sub-entities. These include sales and marketing support, vital human resource specialists, and an advanced information technology department, which provide a network of resources utilized by NVR, Inc. holdings.

"We absolutely love our new Ryan home, which is ready to move into. Jon, the construction manager was true to his word, and had the Home completed by the end of May. However., DO NOT GO WITH NVR MORTGAGE! We were supposed to close June 7, and Martha from NVR knew we wanted an early June close, I was retiring July 1st, and our mortgage was based on my pension MONTHS AGO. Now, a few weeks before closing after we scheduled a TON of services including movers, truck, friends taking off to help, babysitters for kids, and have a buffer of 3 weeks before we have to move out of a rental end of June; Martha tells me they require a certain letter from the pension that I will not receive until mid-july. Because of this they initially said we couldn't close until July. Then it is June 20th. If she provided us with this information months ago, we could have planned differently. Now we are scrambling to figure out what to do. So, I repeat, DO NO GO WITH NVR MORTGAGE. I'm not the only one either. I just spoke to our new neighbors who broke off with NVR and Martha after 6 months before closing because of similar issues. DO NOT GO WITH NVR MORTGAGE!!!! it should be NO STARS FOR NVR MORTGAGE."

Donald C on May 2023




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Property Keepers Inc

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Property Keepers Inc

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14 years of experience

Property Tax Consultants, Experts in Lowering Property Taxes Nationwide. Residential, Commercial, Industrial and Non-Profit Property Owners can SAVE MONEY ON their Property Tax Bill. $100 off the Flat Rate Fee Service. Call For an Analysis and you may Qualify For a REFUND $$$,

Property Tax Consultants, Experts in Lowering Property Taxes Nationwide. Residential, Commercial, Industrial and Non-Profit Property Owners can SAVE MONEY ON their Property Tax Bill. $100 off the Flat Rate Fee Service. Call For an Analysis and you may Qualify For a REFUND $$$,


Avatar for Hot-Rod Realty & Investments LLC

Hot-Rod Realty & Investments LLC

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Hot-Rod Realty & Investments LLC

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16 years of experience

HOT-ROD REALTY & INVESTMENTS LLC We are a Real Estate Investments Company, Our Real Estate Investing Strategies Is to have SOLUTIONS TO HOMEOWNERS/BUYERS, We purchase Properties in any condition such as: Commercial & Residential Properties, Foreclosure Properties, Tax Deed Sales, Tax Liens Certificate, We buy Mortgage Notes And Sell Mortgage Notes, Foreclosure Homes Modifications, Homes Remodeling, We have Properties For Rent and also for Sale, Deed In Lieu, ETC... Know for sure on every Home's purchase by our company, we've always brings a very good improvement to any of our homes before Rent it or Sell it.

HOT-ROD REALTY & INVESTMENTS LLC We are a Real Estate Investments Company, Our Real Estate Investing Strategies Is to have SOLUTIONS TO HOMEOWNERS/BUYERS, We purchase Properties in any condition such as: Commercial & Residential Properties, Foreclosure Properties, Tax Deed Sales, Tax Liens Certificate, We buy Mortgage Notes And Sell Mortgage Notes, Foreclosure Homes Modifications, Homes Remodeling, We have Properties For Rent and also for Sale, Deed In Lieu, ETC... Know for sure on every Home's purchase by our company, we've always brings a very good improvement to any of our homes before Rent it or Sell it.


"We’ve had the worst experience renting with them. We contact our realtor (Sheila Rosier) and she does not respond half of the time. She sends someone out and either they don’t show up or she has me contact them to handle it because she doesn’t want to handle it. We contacted her about the garage door because after the storm and power outage, the motor keeps running but it won’t lift up. We’ve reset it, but it won’t re-engage. We’ve texted her several times with no response. She is very unprofessional. We had rodents in the wall. I know realtors hate rentals but that isn’t our fault. She has been rude and annoyed since day one. We can’t wait to leave our unit and find a better place."

Ashley C on June 2025

Additional phone number - (800) 656-7356. Additional contact name - Barbara Alexander. Additional website - morgantownrealestate.com.

"We’ve had the worst experience renting with them. We contact our realtor (Sheila Rosier) and she does not respond half of the time. She sends someone out and either they don’t show up or she has me contact them to handle it because she doesn’t want to handle it. We contacted her about the garage door because after the storm and power outage, the motor keeps running but it won’t lift up. We’ve reset it, but it won’t re-engage. We’ve texted her several times with no response. She is very unprofessional. We had rodents in the wall. I know realtors hate rentals but that isn’t our fault. She has been rude and annoyed since day one. We can’t wait to leave our unit and find a better place."

Ashley C on June 2025

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Real Estate Agents questions, answered by experts

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

While Craftsman-style houses are bungalows, cottages typically aren’t, though they can be. But they also differ in other stylistic aspects. For instance, cottages usually have simpler designs and painted woodwork.

Avoid using a home equity loan for non-essential or short-term expenses like vacations, luxury purchases, or temporary financial fixes. It’s best to reserve home equity loans for long-term investments, such as home improvements, that can add value to your property or financial position.

If you’re selling a home and the appraisal comes in lower than an offer, you’re effectively getting more for your home than it’s worth. If you’re a buyer, it means you may be overpaying. Some buyers may try to reduce their offer amount to match the appraisal, but if they signed an agreement already at the offer price and the agreement didn’t make the sale contingent on the appraised value, there’s often no option to negotiate. Keep in mind that a low appraisal may push your loan-to-value ratio too high, meaning a lender may not give you a mortgage.

Built-in bookshelves are worth it when you’re a bibliophile with an impressive personal library or simply looking for additional practical and stylish storage solutions. They are a great way to utilize wall space to its best advantage. Plus, this project adds value to your home and increases its resale potential when made in timeless, high-quality materials.

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