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Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.

Composite decking might cost more upfront, but it delivers value in terms of durability. Unlike wood, composite material resists common deck problems such as rotting, fading, warping, and all the other things you don’t want a deck to do. The extra processes lead to a higher price tag, but you’ll save big in maintenance costs down the road.

The overhang, or nosing, of deck steps is another area that will be covered in building code requirements. The noses on your deck steps should have a minimum overhang of ¾ inch. For safety, usability, and code compliance, the nosing of deck steps should not extend past 1¼ inches.

The proper height for a stair riser or deck step is between four and seven inches, with seven inches often considered the most comfortable. Building your stairs to this height ensures a strain-free step position and minimizes the risk of trip and fall injuries. For optimal safety and comfort, especially on deck stairs, a rise of around seven inches should be paired with a tread depth (or run) of at least 10 to 12 inches. While it is possible to design stairs with risers up to 12 inches, this height can be challenging for children, pets, or individuals with mobility issues. Always check with your local building codes, as they may mandate specific dimensions that differ from these general recommendations.