Get matched with top solar panel pros in Drummond, WI

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

Solar shingles typically last between 20 and 30 years, a lifespan comparable to that of traditional solar panels and standard asphalt shingles. The exact duration depends on the manufacturer and the quality of the installation. Because solar shingles are a newer technology, there is limited data on their actual long-term performance. Factors that can impact their durability and longevity include weather conditions, roof ventilation, and regular maintenance. To extend the life of your solar shingles, you should conduct regular inspections and cleaning, and make any necessary repairs as quickly as possible.

In most cases, solar panels are covered by homeowners insurance because they are considered a permanently attached part of the home, and you may not need additional coverage. However, it is essential to read the fine print of your specific policy to understand the extent of the coverage, as some policies might only cover certain types of damage, such as hail. Always check with your insurance provider before installing solar panels to ensure your policy provides adequate coverage for your investment.

Solar panels should get at least four to six hours of direct sunlight daily. It’s even better if sunlight reaches panels between the peak hours of 10 a.m. and 3 p.m. This is enough to power a home, depending on your solar system’s size and energy needs. Remember that panels will generate some power under cloudy skies or in the shade, and many systems compensate for lower sun exposure by drawing energy from the grid or battery storage.