What happens if the appraisal is lower than the offer?

• <div><p>If the value of the home you want to buy is appraised at less than the price of the offer, you may not be able to obtain a loan for the offer amount. Lenders want to ensure that the amount they’re lending isn’t more than the market value of the property, so you may have to increase your down payment to reduce the loan amount or get a second appraisal if you still want to proceed with the purchase.</p></div>

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Q: Do finished basements add value to a house?

• <div><p><a href="https://www.angi.com/articles/how-much-value-does-a-finished-basement-add.htm">Finishing a basement can add value to your house</a> by transforming an unused area into valuable living space. Finished basements can provide an average 70% return on investment (ROI), depending on your area and the type of basement. As long as you follow all local building codes, including installing points of egress, you may be able to count a finished basement toward your home&rsquo;s total square footage. </p></div>

Q: Does an RV garage add value to a home?

• <div><p>Yes, an RV garage can add value to a home. In most cases, homeowners can expect to see a return on investment (ROI) of 65% on a new RV garage. This isn&rsquo;t quite as high as a regular garage, but it still increases the value of your home.</p></div>

Q: Do sellers usually lower their asking price after the appraisal?

• <div><p>In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, <a href="https://www.angi.com/articles/how-find-home-appraiser.htm">hire another appraiser</a> to get a second opinion, or just move on to another offer that isn&rsquo;t contingent on the buyer getting a mortgage or an appraisal inspection.</p></div>

Q: How much can I borrow for a home addition?

• <div><p>While there&rsquo;s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.</p></div>

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Last update on October 04, 2025

Reviewed in April 2017
From the first meeting, it was clear that Anne has a lot of knowledge of local market and the process in general. The number of comps she was able to pull was astounding (and yes, a little overwhelming). She gave us sound advise on what needed to be done to prepare the property for market. It...
Anne Stewart -Principal Broker, GRI,CRS,e-PRo
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Reviewed in September 2012
Steve Rupp is without a doubt, one of the best real estate professionals you can hope to find. I had to have major repair, update, cleaning in preparation for the sale of a condo that was 1800 miles from where i lived. Steve was invaluable through all of this and sold the condo in a very short...
Steve Rupp - Real Estate Agent
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Reviewed in June 2022
Happy Investments, Inc. has been a Commercial Mortgage Broker serving Nationwide Since 2005. Happy Investments, Inc. focusing on Commercial Real Estate Mortgage loans. Our specialty is providing financing to people with Complicated Financial Situations. Our Company has many Commercial Mortgage...
Commercial Real Estate Mortgage Loans Pasco WA
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Reviewed in February 2010
Awesome! Being a first time home buyer I was really nervous and didn't know what I was getting into. Amy was very calm, knowledgable and helpful. I wasn't really in the market to buy when I stumbled onto a house I liked. Given the tax credit incentive I had only played with the idea of becoming...
AMY SCHNEIDER - Desert Hills Realty
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Reviewed in May 2017
She loves looking at houses and will keep going till you find the perfect one. Plus she really knows pricing too a T! She helped me price it perfectly and I had an offer I accepted within 48 hours of listing. She took so much of the stress out of it!
Toby Connolley
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Reviewed in June 2008
She rescued me from a non-performing agent that would not let me out of my listing contract. She made appropriate and specific recommendations to increase the curb appeal to prospective buyers. She had excellent sales fliers that were updated and replenished regularly. She helped schedule and...
Prudential Almon Realty
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Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

Customers say: Quick response

1336 local quotes requested

7 years of experience

Welcome to the future of real estate valuation solutions with Akrivis. We combine innovation and evolving technology with our exclusive network of photography contractors to deliver accurate real estate valuations in less than five days. No stress, no fuss, just fast and reliable property values.

"Paid $375 for a property evaluation that was $250,00.00 lower than what we were being taxed for. After questioning the evaluator,she reevaluated the property to be in line with tax appraisers. Don ' t know if this company is accurate in what they do."

Susan R on September 2025

"Paid $375 for a property evaluation that was $250,00.00 lower than what we were being taxed for. After questioning the evaluator,she reevaluated the property to be in line with tax appraisers. Don ' t know if this company is accurate in what they do."

Susan R on September 2025

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Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

Denemy Construction Services

Denemy Construction Services

Elevacy

Elevacy

CreditGuard of America

CreditGuard of America

Terri Hash- Broker with Distinctive Properties Inc

Terri Hash- Broker with Distinctive Properties Inc

Kenmore Team

Kenmore Team

Community Real Estate Group

Community Real Estate Group

Donald Brewer

Donald Brewer

Smart Realtors

Smart Realtors

Everstar Realty

Everstar Realty

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