Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: How much does a mobile home weigh?

• <div><p>Mobile homes weigh anywhere between 45 to 50 pounds per square foot. Some newer options weigh up to 70 pounds per square foot. An average single-wide mobile home weighs 45,000 pounds, and a double-wide mobile home weighs about 70,000 pounds. Triple-wide mobile homes range from 90,000 to 100,000 pounds. </p></div>

Q: How do appraisers adjust for a finished basement?

• <div><p>While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location&rsquo;s real estate market and the specifics of the basement and how it was finished. </p></div>

Q: How long does the appraisal process usually take?

• <div><p>Around 1-2 weeks, including inspection and reporting time for an official evaluation.</p></div>

Q: Is a conventional loan the same as an FHA loan?

• <div><p>Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Strafford, VT

*The Angi rating for Antique And Jewelry Appraisal companies in Strafford, VT is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Strafford, VT is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on February 17, 2026

Reviewed in February 2026
I recently hired Monarch Painting, owned by John Henderson, to paint the interior of my home, and I couldn’t be happier with the results. The project required a lot of patchwork at wall joints and throughout the house, and John handled it with incredible care and precision. The walls now look...
Monarch Painting LLC
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Reviewed in May 2024
Greg has expertise in many areas, he "does it all!" As he told me "My work is my life! And I DO Care!!" No question he will give you his best in knowledge, experience, and creativity. And he works non-stop like an Energizer Bunny! He thinks about your projects after hours to...
Precision Building Enterpises
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Reviewed in July 2023
SGH provided comprehensive property management for our small HOA and property for several years. We are grateful to Wendy and her team at SGH for the support, guidance and quality of service that they have provided for us.
SGH PROPERTY MANAGEMENT
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Reviewed in January 2023
Everything went very well. I have used Eddy at my home and a rental property I own. He is an all around repairman who has replaced windows, did plumbing, carpentry and masonry work for me. He shows up on time and completes the work in a timely manner. He is very professional and always has a...
Eddy's General Home Repair and Handy-Man Service
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Reviewed in October 2022
Great service, punctual and with a fair price.
Kaynicki Janitorial
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Reviewed in August 2022
Friendly,personable and went above and beyond to move items and get them back in place.
Bates Absolute Steam Cleaning
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Reviewed in June 2022
They are very good, I was very impressed with the quality of the work and the work ethic.
Ron Jon's Lawn and Landscape
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Reviewed in September 2021
They came to trim the very high pine tree. They have done extensive work for me. They have reasonable price and they are very nice people. From: Adriana and Darrell Mansel.
A Fox Tree Service
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Reviewed in August 2021
I was very impressed with how hard working and professional they were, Sullivan and his crew. I had heard they were the best of the standing seam metal roofers in our area, and in my experience with them, I found this to be true. I recommend them without reservation ! Their work is excellent ,...
Black Ox Standing Seam Roofing Inc
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Reviewed in July 2021
everything done on time and looks great
Ankmar (Denver)™
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Antiques and Jewelry Appraisals questions, answered by experts

Mobile homes weigh anywhere between 45 to 50 pounds per square foot. Some newer options weigh up to 70 pounds per square foot. An average single-wide mobile home weighs 45,000 pounds, and a double-wide mobile home weighs about 70,000 pounds. Triple-wide mobile homes range from 90,000 to 100,000 pounds.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The Strafford, VT homeowners’ guide to antique and jewelry appraisals

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