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Fire Pit Installation questions, answered by experts

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

Depending on who’s doing the estimating, about 22,000 to 25,000 chimney fires happen each year in the United States. Given the fact that millions of Americans have fireplaces (and chimneys), that means chimney fires aren’t exactly common—but they’re not rare, either. Since they’re so dangerous, it’s important to take precautions to prevent them.

After a house fire, you should not reenter your home unless the fire crew has told you it’s safe to do so. In the longer term, you should not attempt to make repairs to the house on your own. Professional crews are trained to clean up after a fire (including smoke and soot damage), dry out any water damage from the firefighter crews, and make the necessary structural, plumbing, and electrical repairs—and this is all likely covered by insurance.

To prevent carbon monoxide poisoning on a propane heater, make sure that your heater is suitable for indoor use. When you run the heater, it should always be in a well-ventilated area with proper air circulation. Installing carbon monoxide detectors on every level of your home is also essential. If you have any questions about using a heater indoors, contact a local heating and oil company for more information.

Although you can put a smoke detector on a shelf, the NFPA recommends mounting one on the ceiling or a wall (within 12 inches of the ceiling). If you place your smoke alarm on a shelf, ensure it’s away from drafty, damp, or dusty areas and not near cooking appliances, heat sources, or fluorescent lights.

The Orange, VT homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.