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Yes, keyless locks can be quite safe, but their security depends on the type and quality of the lock you choose. Many keyless locks offer added features like biometric access, PIN codes, and smartphone connectivity, making them potentially more secure than traditional locks. However, keyless locks can also be susceptible to hacking, battery failure, or technical malfunctions, so it's important to choose a reliable brand and stay on top of software updates and maintenance.

A deadbolt has a different design, construction, and security level than a regular lock. Regular locks are mostly used for interior doors around the home, like bedrooms and bathrooms, and they usually include a locking mechanism on the inside. While regular locks are easy to use and install, they provide little security. 

A deadbolt adds a layer of security and is most commonly used on exterior doors. The installation is typically more complicated, but they hold up to wear and tear.

Many insurance providers offer policy discounts when adding security features to your home. The best way to find out if new locks will reduce your premium is to simply ask your agent.

The best type of deadbolt depends on your specific needs. If accessibility is your primary concern, a single-cylinder deadbolt is the easiest to operate. Mortise locks are likely the most secure type of deadbolt you can install, but single-cylinders combined with secondary locking mechanisms like vertical locks are also a great option. Smart locks will give you the most flexibility to open and close your locks whenever and wherever you need to.