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Professional installers typically recommend caulking between siding boards, but it depends on the material. With Hardie board and fiber cement siding, manufacturers don't recommend adding caulk because it can trap moisture in the joints or discourage flexibility in fluctuating temperatures. Consult your local siding contractor about caulking best practices before adding any to your home’s exterior.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Siding and cladding are two popular exterior wall coverings that protect homes from the elements and provide insulation, but they differ in design and application. Siding is applied directly to a home’s exterior, providing some insulation and basic shielding from the elements. In contrast, cladding is installed indirectly over furring strips, creating a ventilated air gap for enhanced insulation and moisture control.

Contrary to popular belief, people still do use aluminum siding for their homes—but it’s much less popular than it was in the mid-1900s. The introduction of various types of vinyl siding as an affordable option reduced the demand for aluminum, which is prone to scratching and denting and needs to be repainted every five to 10 years. Given the abundance of house siding options, especially newer and more popular types like stone veneer siding, aluminum siding has simply just fallen out of favor.