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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

“Testing” can start with your senses: Assessing your water’s appearance, taste, and smell can all be good first steps. The best way to know for sure what’s going on with your water is to use a well water testing kit, which can tell you about the specific levels of bacteria, dissolved solids, and hardness of your water with precision. Have a pro test your well water at least once per year.

Sampling typically takes 1-3 hours, and depending on the provider, lab results are available within 2-7 days.

DIY lead testing kits are available, but they often lack the accuracy and reliability of professional services. Professional testing is recommended for more accurate results, as properly certified testers can provide a thorough analysis, clear recommendations, and the necessary legal documentation if remediation is required.

If your home was built before 1978, there’s a chance that any paint on your hardwood floors could be lead paint—especially if it was already there when you moved in. Because lead is toxic, hiring a licensed pro to remove it is mandatory. The average price for professional lead paint removal ranges from $1,500 to $5,300 and depends on the scope of the project.

The Free Union, VA homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.