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No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Lead testing in residential properties involves collecting samples from paint, dust, soil, or plumbing and analyzing them in certified laboratories to accurately identify lead levels.

Structural problems with the foundation or roof, water damage, and significant plumbing or electrical issues are all considered major red flags in a home inspection. Of these, a structural problem related to the foundation is often the most severe. Foundation repairs are typically the most expensive and intrusive to carry out, averaging around $5,000 but sometimes reaching up to $16,000. Because these problems can pose safety risks and be costly to fix, you should ask your inspector detailed questions about any identified issues. You will need to carefully consider how major problems affect what you’re willing to pay for the home, or if you want to proceed with the sale at all.

Some causes of brown well water—like excess tannins or dissolved iron—don’t pose a health risk. In other cases, harmful bacteria might be the culprit. If your well water has suddenly turned brown, it’s a good idea to use a home water test kit to get a better sense of what’s going on with your water. Consider calling a professional for an expert opinion before drinking the water and hoping for the best.