Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

Get matched with top property appraisers in Chatham, VA

Q: Why should I hire a professional for a real estate appraisal?

• <div><p>Ensures accurate valuation reflecting current market conditions, assisting in financial decisions.</p></div>

Q: How long is an FHA appraisal good for?

• <div><p>An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.</p></div>

Q: Does a smart home increase property value?

• <div><p>A comprehensive smart home system can be really attractive to buyers and increase the value of your property. Components such as a smart security system, smart lawn and garden systems, and smart appliances can all drive up the value of your property.</p></div>

Q: How can I find a trustworthy appraiser?

• <div><p>Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.</p><p>While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.</p></div>

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Verified Reviews for Property Appraisal pros in Chatham, VA

*The Angi rating for Property Appraisal companies in Chatham, VA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Chatham, VA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on August 19, 2025

Reviewed in August 2025
I called asked for a simple install of a light over a bath room sink. The guy arrived told me I needed a box per code. He then gave me a verbal price of 600.00. That is highway robbery. I told them to leave my property immediately. That job takes about 1 hour for a trainee. These dudes are...
Freedom Home Services
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Reviewed in July 2025
He is very knowledgeable and went out of his way to tailor the project to exactly meet our needs. County inspector was pleased with his work.
Holistiq Building Systems and Services LLC
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Reviewed in July 2025
This project originally began only as painting the inside of the house. Ashley and Josh came in and found so many things that needed to be fixed that would impede the sell of the house. They always notified me of the issues as they came up, but they did not pressure me into hiring them to fix...
Smith Family Painting and Projects
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Reviewed in August 2024
The owner is very nice and did wonderful work for me. Great prices!
Scalla LLC
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Reviewed in February 2022
Refinished floors, painted entire house, repaired ceiling, repaired walls
Canals Rio Property Service
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Reviewed in November 2021
Outstanding company to deal with. They were by far the lowest estimate of any contractor I tried. The completed a remove and replace on a 3200 sq. ft. ranch in one day. The crew was polite and efficient and the clean up job was perfect. CENVAR is the only company to deal with for your roofing...
Cenvar Roofing
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Reviewed in May 2019
They did an excellent house cleaning job. Workers were very considerate of property and took extra care to protect the landscape during the cleaning process.
Under One Roof Home Liquidation and Estate Services, Inc.
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Reviewed in January 2016
Putting in a window where one did not exist and wanting someone we could trust to do the job properly was scary. Hometown Windows answered our inquiry and we had a face to face meeting. We decided to continue with the job. This was the best decision we could have made. The workers were on...
Hometown Windows, LLC
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Reviewed in July 2014
Earl Haddix is a professional. He worked with me before, during and after his inspection, explaining what he would be looking for, pointing out what he found and explaining the impact of each finding on the property and possible mitigation, and taking extra time to go into deeper detail...
Sherlock Homes, Inspector, LLC
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Reviewed in October 2009
John was very unprofessional. He went to the wrong property. When my tenant called to tell me there was a man on the roof I immediately went to the property. He had left the gate open. My tenant is an elderlly lady who has a small dog. I can't imagine what would have happened if her...
American Home Care, LLC
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Find Property appraisers in Chatham

Akrivis Real Estate Valuations

4.4(

)

Appraisal - Real Estate

Serving Chatham, VA and surrounding areas

Approved (Corporate)

In business since 2018

Credit card accepted

Offers commercial services

"This company did a great job of communicating with me. I received the appraisal quickly after the work was completed."

Response time5 hrs

Response rate89%

1298 neighbors recently requested a quote

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Varvashenya Development & Valuation

5.0(

)

Appraisal - Real Estate

Serving Chatham, VA and surrounding areas

Approved

In business since 2015

Free estimates

Small jobs welcome

"The appraiser was great—professional, thorough, and easy to work with. They explained the process clearly and made the whole experience smooth and stress-free. Highly recommend."

130 neighbors recently requested a quote

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Showcase Regional Housing LLC

5.0(

)

Appraisal - Real Estate

Serving Chatham, VA and surrounding areas

In business since 2009

Free estimates

Credit card accepted

"The process started out strenuous but ended up being a breeze once I hired Showcase Regional Housing to do the all the tedious work."

Recommended by100%of homeowners

Appraisal - Real Estate

Serving Chatham, VA and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Great. It was performed with care of the property and fast."

Recommended by81%of homeowners

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Sawyer Appraisal Service

New to Angi

Appraisal - Real Estate

Serving Chatham, VA and surrounding areas

In business since 1983

Free estimates

Sawyer Appraisl Service is a locally owned and operated company that values honesty, integrity, and treats your home as if it were our own. You will find us to be competitively priced, while still paying close attention to the details of each and every project that we are involved with. We look forward to building lasting relationships, and guarantee your satisfaction. Give us a call today to get your project started!\n\n

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Property Appraiser questions, answered by experts

Ensures accurate valuation reflecting current market conditions, assisting in financial decisions.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

A comprehensive smart home system can be really attractive to buyers and increase the value of your property. Components such as a smart security system, smart lawn and garden systems, and smart appliances can all drive up the value of your property.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

The Chatham, VA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

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