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TRUSTED BY CALLAWAY, VA HOMEOWNERS

  • Average homeowner rating star icon4.3
    Average homeowner rating
  • Verified reviews icon18
    Verified custom home building reviews

Top-Rated Custom home builders in Callaway - Updated Nov 2026

Benjamin Bear Associates / O.L. TURNER & Sons Inc.
3.5(
25
)
Find a Custom Home Builder

Serving Callaway, VA and surrounding areas

In business since 1968

Emergency services offered

"They were very professional and courteous.

They notified me of any abnormalities that arose that needed my attention.

While installing they noticed that not all of my doors matched so I had to head back to the store.

They were great with quality control and asked me to open & shut the first installed door to see how easily it skimmed the carpet.

 Thus making adjustments to my liking.  They left the work area nice an clean too.
"
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+9

Recommended by58%of homeowners
Appalachian Construction & Maintenance LLC
4.0(
4
)
Find a Custom Home Builder

Serving Callaway, VA and surrounding areas

In business since 2010

Free estimates

Emergency services offered

"I actually used Lowe's in Christiansburg for some remodeling and home work and it was this company who did the actual construction. No complaints all around, both Lowe's and ACM were very nice, professional and timely. The work was completed yesterday and the house looks just like it did before the workers got there. I had a LOT of painting and remodeling done by a previous company who really trashed the house, floors and kitchen countertops so this was a very nice change. The work that ACM did looks great and everything is working just fine."
Recommended by75%of homeowners
Carico Painting & Remodeling LLC
3.2(
13
)
Find a Custom Home Builder

Serving Callaway, VA and surrounding areas

In business since 2000

Free estimates

Emergency services offered

Carico Painting and Remodeling provides professional remodeling and painting services in Roanoke, VA. Do not hesitate to contact us right away!\nPainting, Roofing, Deck Service, Electrical Service, Plumbing, Flooring, Remodeling Contractor, Remodeling Company, Residential Painting, Commercial Painting, Painter\nHollins, VA; Cloverdale, VA; Vinton, VA; Laymantown, VA; Daleville, VA;\nRemodeling Service, Home Remodeling, Affordable Remodeling, Home Remodeling Company, Commercial Remodeling Contractor\nhttps://caricopaintingremodeling.com/

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+34

Recommended by70%of homeowners
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Custom Home Builders FAQs, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Modular homes are a type of prefab home. Specifically, manufacturers first build modular homes in sections and then deliver them to the job site. The modules, or sections, are usually at least 70% finished before they arrive on your property.

In comparison, prefab homes arrive in panels or segments, and workers assemble them on-site. Generally speaking, modular homes tend to be more durable, and their consistent construction standards may mean you’ll have an easier time getting conventional home loans.

Hiring a reliable home builder is an essential task, but there are a few questions you can ask a potential builder to ensure you they are trustworthy and up to the task:

  • How long do you expect the process to take?

  • Are you fully licensed and insured?

  • How much of the work will you subcontract?

  • Will you pull all of the necessary permits for the job?

  • How long is the builder’s warranty you include with your work?

  • How do you handle resolution for issues I might have with the finished product?

  • How much experience do you have?

Framing is often the most expensive phase of building a house because it’s time-consuming and requires a lot of materials. It costs between $20,000 and $50,000 on average, depending on materials and labor costs. Before construction begins, it’s possible that purchasing land is the priciest step in the process. Some plots of land sell for $3,000, while others cost upwards of $150,000.

One of the best ways to negotiate with a homebuilder is to forgo price reductions. Instead, negotiate over upgrades and incentives, as many builders are more willing to go down that road than to decrease their own fee. Even if they were willing to take a cut, a reputable homebuilder often knows their worth, so a willingness to negotiate could be a red flag. Beyond that, builders are typically willing to negotiate closing costs instead of offering a discount on the base price.

The Callaway, VA homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.