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Yes, basement insulation needs a vapor barrier due to its susceptibility to moisture seeping in from the outside of the house. You should install a moisture barrier before you install insulation or purchase insulation that comes prebuilt with a moisture barrier to avoid water damage in your insulation and costly mold and water remediation expenses. 

It's essential to use insulation materials specifically designed for air ducts. Common types of duct insulation materials include fiberglass, foam board, and reflective foil. These insulation materials have the right properties to withstand the temperature and airflow conditions within the ductwork. Using the appropriate insulation not only ensures efficient temperature control but also prevents potential safety hazards or the release of harmful particles into the air.

The time required for insulation installation can range from a few hours to a few days, with most projects taking 1-3 days to complete. The final duration depends on the project's size and complexity, the area size, and the type of insulation being installed.

The most affordable way to insulate behind unfinished walls is to install fiberglass batts or rolls. These total around $0.75 per linear foot, with the width matching the gaps between standard studs perfectly. However, it’s important to consider the R-value of your insulation and the climate in your area, as fiberglass insulation isn’t the best in terms of preventing heat transfer. Plus, the most affordable option may cost more on electricity bills over time. The most affordable way to insulate behind finished walls is to leave them up and use blown-in insulation to avoid drywall replacement.