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Trees are beneficial to the environment and wildlife. If you have an old tree, but it’s healthy, it may be best to avoid cutting it down. However, if it’s showing signs of bug infestation, disease, or is potentially hazardous, then you should contact a tree removal company to cut it down. 

If you are unsure whether you should have it removed or not, then speak with an arborist to determine what is best.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Since each tree is different, it’s impossible to say how long a dead tree can remain on your property. While it could be days, months, or even years, it’s highly likely that, at some point, the tree will fall. In the meantime, dying or dead trees can become a haven for pests, so it’s best to have them removed sooner rather than later.

Stay inside or well away until the storm passes. Don’t go outside to inspect the tree until the weather clears, especially if the tree is on a hill or isolated in a field. Lightning often strikes the same easily-accessed places multiple times, and you could be a new target. If a lightning strike causes a noticeable fire, alert emergency services. When the storm is over, take a closer look to gauge the damage done.