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A crawl space encapsulation isn’t always necessary, but it’s a wise choice, especially if you live in an area that sees a lot of precipitation. Sealing a crawl space not only reduces damage caused by moisture, mold, and pests, but it also increases your home’s value. It can also save you money by reducing energy bills and avoiding costly repairs for structural or foundation damage.

The first step to preventing foundation cracks is to repair any current ones. When one crack forms, it becomes more likely that a second crack will follow. A few other tips include performing regular foundation checks, cleaning spouts and gutters, and installing exterior drains if needed. For those living in a hot and arid area, you should water your foundation every other day.

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

Basements with persistent moisture problems or flooding shouldn’t be finished until the moisture issues have been fixed. In addition, if your foundation is cracked, you have unmitigated radon levels, or you have asbestos or lead pipes, remediate the underlying problem before finishing your basement. Turning a basement into living space before fixing these issues can lead to serious health risks or structural damage.