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Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Some trees will bounce back just fine, and others will struggle and possibly die. Evergreens, for instance, have a very difficult time recovering after droughts and usually die after periods of extreme dryness. Usually, you’ll have to just wait and see—if the drought occurs in wintertime, it’s possible that your tree will recover during the gentler springtime.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

You’ll want to have your palm trees trimmed during the spring, ideally in May, before hurricane season sets in, which generally takes place during the late summer. Palm trees grow fastest over the summer months. You’ll also want to trim your palm trees when you notice:

• Brown fronds 

• Dry leaves

• Flower pods

• Fruit

• Fronds overgrown in power lines

• Frond encroaching upon your neighbor’s home or yard 

• Visible damage from a storm