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Yes, you can install siding over stucco, but it's crucial to ensure the stucco is in good condition first. Before proceeding, inspect the stucco for any signs of damage, leaks, or mold growth. If you discover water damage, mold, or have ongoing leak issues, it's recommended to remove the stucco completely. This step prevents future problems like mold and pest infestations and allows a professional to repair or replace any damaged sheathing underneath. If the stucco is sound, the installation process involves attaching furring strips to the wall's framing directly through the stucco. The new siding is then installed onto these furring strips. A professional may also need to adjust window and door openings to prevent them from being recessed behind the new siding, which can cause aesthetic issues and create potential leak points.

Insulated vinyl siding costs about twice as much as the cheapest form of vinyl siding, but it’s still more affordable than other types of siding, including fiber cement, wood, stone, and brick. You get a lot of bang for your buck with vinyl siding; it’s durable, it’s available in a wide range of styles and colors, and it helps lower your energy bills.

Hail as small as 3/4 inch (about the size of a penny) can cause damage to your siding. When hail reaches 1 inch in size, you can expect to see more cracks, chips, and holes, and hail that’s 1 and 1/4 to 1 and 1/2 inches around will cause significant damage. If you see hail that’s 1 and 1/2 inches to 2 inches or more in size, the damage is likely to be extensive and possibly even dangerous.

Composite siding is very resistant to warping that can affect some other sidings. Because of its composition, this siding doesn’t have the same risks of moisture damage that can cause rotting, buckling, and warping. Composite material doesn’t warp in high temperatures the way some kinds of vinyl siding can.

That said, composite siding is not entirely immune from moisture damage. It should still be properly installed so that moisture can properly drain from behind the siding, and protected by eaves and clean gutter so the siding doesn’t get repeatedly soaked by rain, which could lead to damage.