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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Avoid disturbing suspected lead-containing materials and follow professional guidance on sample collection.

You should ask a few questions to ensure that your potential lead removal professional is experienced and qualified to handle lead-paint abatement safely, legally, and properly.

  • What are your qualifications and experience removing lead-based paint?

  • Are you licensed and certified to remove lead-based paint?

  • How do you test for lead paint?

  • What methods do you use for lead-based paint abatement?

  • What do you plan to do with the hazardous material when you remove it from the home?

  • Do you do replacement and painting work or removal only?

Determining if your water main contains lead involves a few steps. First, check the age of your property, as homes built before the 1980s might have lead pipes. Contact your water utility company for information on your service line material. Then, you can hire a professional plumber to conduct an inspection or use a lead testing kit to analyze water from the main line.

Results from professional lead testing are typically available within a few days to a week (2-7 days), depending on factors like laboratory processing times and the volume of samples being analyzed. Expedited services may also be available for urgent situations.

The Troy, TX homeowners’ guide to lead testing and removal services

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