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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Roaches have a strong sense of smell and are repelled by a variety of potent aromas. Scents that can help deter them include citrus (such as lemon and orange), herbs like peppermint, mint, basil, thyme, and oregano, spices like bay leaves, cinnamon, clove, and garlic, as well as lavender, eucalyptus, citronella, tea tree oil, and vinegar.

You can use these scents in several ways to create an unwelcoming environment for roaches:

• Plants: Place mint or lavender plants in your home or garden.

• Powders and Leaves: Sprinkle garlic powder or place crushed bay leaves and citrus peels in high-risk areas like kitchens, bathrooms, and entry points.

• Sprays: Create a diluted solution with scents like lemon or vinegar to spray in your home. These can also be used in cleaning products or as room fresheners.

• Essential Oils: While essential oils of these scents can be used, be cautious as they can be toxic to pets if inhaled.

It is important to note that while these smells can help keep roaches away, they typically do not kill them and may not be enough to drive out an existing infestation entirely. For best results, combine these scent-based deterrents with regular cleaning. Be sure to clean up all food spills, crumbs, and dirty dishes promptly, and keep trash cans covered with a tight-fitting lid to remove potential food sources.

It’s possible that skunks will leave on their own. Skunks may appear briefly on your property and move on if they cannot find food. However, waiting them out is not a foolproof solution. If the skunk finds a food source on or near your property and builds a nest, the animal will almost certainly not choose to move. If you can eliminate food sources, you’ll have a better chance of seeing the skunk leave on its own.

If the nest is on or in your home, you should have an exterminator remove it. However, if the wasp nest is in an area of your yard that you don't frequent, you can leave it alone as long as the wasps don’t bother your household members. Wasps are very active during the summer months, but they will vacate in the fall and not return until the following year. So, if it's safe to do so, you can leave it, but if it poses a threat of being stung because it's in an area that you use frequently, consider having it removed.