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Avatar for Wally Westbrook Designs
Wally Westbrook Designs
4.8(
28
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Spearman, TX and surrounding areas

In business since 1998

Free estimates

"With both building and architectural experience, Wally Westbrook has an excellent understanding of what is needed to achieve the best, and very different, end results for personal homes and investment properties. (He has helped me with both.) I particularly like his ability to understand what a site warrants. For example, he advised that an investment property did not need the size addition I was contemplating to achieve the result I wanted. He looks for cost effective ways to add a "wow" factor to even the most basic house. As if those qualities are not enough to recommend Westbrook Design, Wally is also a pleasure to work with. I will definitely use his services again."
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Houma's House
Governor’s Mansion

+21

Recommended by92%of homeowners
Avatar for The Basement Kings
The Basement Kings
4.8(
16
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Spearman, TX and surrounding areas

In business since 2004

Emergency services offered

Credit card accepted

"I have had over 30 contractors at my home as it has been basically rebuilt.  This company has been the most professional i have dealt with.  Showed up on time, communicated progress, cleaned up at the end of each day COMPLETELY, came with all necessary tools and supplies.
Along the width of the house, all of the walls were removed from the floor to aprox 2 feet.  Lower portion of studs and base plates removed, walls sealed with amazing product, studs, base plate and walls replaced (not the sheetrock).  All lower level floors sealed.
We have had over 5" of rain in the last 24 hours.  This is the first time since i have owned this house that the floors have not flooded when we have saturated soil and heavy rain. 
Incredible product, excellent company.  i highly recommend both.
"
Recommended by92%of homeowners
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Spearman, TX and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"My microwave failed and, after a very rapid response and a complete evaluation by a technician, Choice Home Warranty decided it was better to replace it. I got a Lowe's debit card for a significant amount and acquired a brand new Microwave to replace our old one. I am very happy with the response and action of Choice Home warranty on my account with them."
Recommended by81%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,689
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Spearman, TX and surrounding areas

In business since 1971

Credit card accepted

"The technician did an excellent job. It did take a while to get the repair finished, but that was due to Bertazzoni delivering the parts. I have had multiple problems with this particular appliance. My range now works better than it did when new, but I have a feeling that even if I have continuing problems with it, American Home Shield will just repair rather than replace due to the cost of the range. By the way, I'm not exactly sure of the date of the repair."
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+2

Recommended by65%of homeowners
Avatar for A.A. Construction, LLC
A.A. Construction, LLC
3.5(
35
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Spearman, TX and surrounding areas

In business since 2014

Free estimates

Credit card accepted

"Andres and his crews did quality work on time for a reasonable price. They built us a great new garage. He paid attention to detail at every step. I was lucky to find Andres and I can't say enough good things about his work. I highly recommend A.A. Construction."
Front of future garage slab
Sidewalk
Bridge front view
Pantry
Garage Concrete Slab

+82

Response time1 day
Recommended by100%of homeowners
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Home Building questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. Custom homes cost more and take longer to build.

How long it takes to build a custom home or rebuild a home after a disaster varies depending on many factors, but averages between seven and 14 months. Smaller homes or homes that don’t need a re-poured foundation may take less time to build than larger homes or homes without an existing foundation. Material availability, contractor schedules, and permit and inspection timelines can all affect how long your house takes to build.

Framing is often the most expensive phase of building a house because it’s time-consuming and requires a lot of materials. It costs between $20,000 and $50,000 on average, depending on materials and labor costs. Before construction begins, it’s possible that purchasing land is the priciest step in the process. Some plots of land sell for $3,000, while others cost upwards of $150,000.

It’s typically more cost-effective to move a building along with its accessories than to demolish and rebuild it from scratch. However, that’s only if you can move the accessories without damaging them. However, if you plan to demolish the accessories anyway, it is advisable to do so before the move to save costs.

The Spearman, TX homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.