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Top-Rated Home builders in Cactus - Updated Nov 2026

Avatar for Wally Westbrook Designs
Wally Westbrook Designs
4.8(
28
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Cactus, TX and surrounding areas

In business since 1998

Free estimates

"With both building and architectural experience, Wally Westbrook has an excellent understanding of what is needed to achieve the best, and very different, end results for personal homes and investment properties. (He has helped me with both.) I particularly like his ability to understand what a site warrants. For example, he advised that an investment property did not need the size addition I was contemplating to achieve the result I wanted. He looks for cost effective ways to add a "wow" factor to even the most basic house. As if those qualities are not enough to recommend Westbrook Design, Wally is also a pleasure to work with. I will definitely use his services again."
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Houma's House
Governor’s Mansion

+21

Recommended by92%of homeowners
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Cactus, TX and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"My microwave failed and, after a very rapid response and a complete evaluation by a technician, Choice Home Warranty decided it was better to replace it. I got a Lowe's debit card for a significant amount and acquired a brand new Microwave to replace our old one. I am very happy with the response and action of Choice Home warranty on my account with them."
Recommended by81%of homeowners
Avatar for Sentri Homes
Sentri Homes
2.7(
62
)
Find a Custom Home Builder

Serving Cactus, TX and surrounding areas

In business since 2023

Free estimates

Emergency services offered

"I was very impressed with Sentri Homes - their customer service was excellent. They sent a subcontractor to install some vinyl laminate in my bathroom and he ended up getting glue all over the carpet in our bedroom. The sub ended up ghosting both me and Sentri, leaving me stuck with a ruined carpet. Sentri stuck with me for over a month to get the carpet replaced with the identical original and to get the vinyl job 100% completed. The carpet was a Home Depot exclusive and Sentri handled everything with them. I will be using Sentri for a much bigger renovation I have coming up soon, because I know that they will make sure everything gets done right no matter what problems come up. The vinyl looks great too."
11 neighbors recently requested a quote
Triple B Custom Construction
5.0(
3
)
Find a Custom Home BuilderShelter or Outbuilding - Build

Serving Cactus, TX and surrounding areas

In business since 1998

Free estimates

Small jobs welcome

Triple B Custom Construction, is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business.

Response time4 days
Recommended by100%of homeowners
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Home Building FAQs, answered by experts

Modular homes are a type of prefab home. Specifically, manufacturers first build modular homes in sections and then deliver them to the job site. The modules, or sections, are usually at least 70% finished before they arrive on your property.

In comparison, prefab homes arrive in panels or segments, and workers assemble them on-site. Generally speaking, modular homes tend to be more durable, and their consistent construction standards may mean you’ll have an easier time getting conventional home loans.

Construction typically takes 3-6 months, including site preparation and assembly.

A construction-to-permanent loan is the most common type of mortgage used to finance a house teardown and rebuild. These loans include financing for construction costs and convert to a long-term mortgage once construction is complete. Check the terms of the loan closely before beginning work—there are often restrictions requiring you to use licensed contractors for all work.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Most cottages are around 1,000 square feet, making them smaller than most other styles. However, cottages are defined more by their decor and architectural focus on simplicity, functionality, and a connection to nature than they are by a rigid square footage or floor plan. While cottages are defined more by their charm and appearance than size, the smaller footprint does help maximize the comfort and charm, and it keeps the focus on connection to nature and family.

The Cactus, TX homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.