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Havel & Burttschell Appraisers
New to Angi
Appraisal - Real Estate

Serving Sealy, TX and surrounding areas

In business since 1985

Free estimates

Credit card accepted

Our appraisal company covers approximately six to eight southeast central Texas counties including, Austin, Colorado, Fayette, Lavaca, Washington, Waller, Wharton, Fort Bend and Western Harris County. Our office is in Sealy, Texas 301 N. Meyer Street 979-885-6801, [email protected]. Myself Jim Havel have over 33 years of appraisal experience I am General Certified and both VA and FHA approved. My partner Adam Burttschell 15 years. We specialize in owner/user commercial, rural ranch, single family residential and vacant land.

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Property Appraiser questions, answered by experts

Yes, the age of your home can impact its value. However, age is just one of many factors that will have an effect. An older home may be perceived as needing more work and maintenance, but if you’ve kept up with repairs or done any renovations, this will increase its value. Buyers will also consider the size of the house, location, and how nearby homes are priced. Lastly, value also depends on whether it’s a buyer or seller’s market.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

The Sealy, TX homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.