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Havel & Burttschell Appraisers
New to Angi
Appraisal - Real Estate

Serving Sealy, TX and surrounding areas

In business since 1985

Free estimates

Credit card accepted

Our appraisal company covers approximately six to eight southeast central Texas counties including, Austin, Colorado, Fayette, Lavaca, Washington, Waller, Wharton, Fort Bend and Western Harris County. Our office is in Sealy, Texas 301 N. Meyer Street 979-885-6801, [email protected]. Myself Jim Havel have over 33 years of appraisal experience I am General Certified and both VA and FHA approved. My partner Adam Burttschell 15 years. We specialize in owner/user commercial, rural ranch, single family residential and vacant land.

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Property Appraiser questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

In most cases, selling a home in as-is condition will lead to a sale price that’s somewhere between 10% and 30% lower than normal. However, it’s often worthwhile to sell at a loss because the alternative would be to pay for the repairs yourself, which could end up costing you more. Even if they didn’t, selling as-is saves you from the time and energy you’d spend coordinating the repairs.

The Sealy, TX homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.