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Havel & Burttschell Appraisers
New to Angi

Serving Cat Spring, TX and surrounding areas

In business since 1985

Free estimates

Credit card accepted

Our appraisal company covers approximately six to eight southeast central Texas counties including, Austin, Colorado, Fayette, Lavaca, Washington, Waller, Wharton, Fort Bend and Western Harris County. Our office is in Sealy, Texas 301 N. Meyer Street 979-885-6801, [email protected]. Myself Jim Havel have over 33 years of appraisal experience I am General Certified and both VA and FHA approved. My partner Adam Burttschell 15 years. We specialize in owner/user commercial, rural ranch, single family residential and vacant land.

Willie’
New to Angi

Serving Cat Spring, TX and surrounding areas

In business since 2023

Free estimates

Emergency services offered

Willie’ is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business.

Property Appraiser questions, answered by experts

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

The cost to appraise a home depends on the type. Common types include:

  • Single-family homes: $300–$400

  • FHA or VA single-family homes: $400–$500

  • Condominium: $300–$500

  • Multi-family home: $500–$1,000

  • Apartment building: $1,500–$3,000

  • Commercial properties: $1,400–$10,000

  • Raw land: $1,000–$8,000

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The Cat Spring, TX homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.