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Different types of siding provide unique aesthetic and structural features, with each material commanding its own cost. Availability of materials and shipping costs also factors largely into the cost. The common types of siding materials include:

• Stucco: $7–$9 per square foot

• Wood: $1–$15 per square foot

• Engineered wood: $1–$6 per square foot

• Aluminum: $3–$6 per square foot

• Fiber cement: $5–$14 per square foot

• Brick: $10–$20 per square foot

• Brick veneer: $3–$10 per square foot

• Stone: $7–$30 per square foot

• Stone veneer: $5–$11 per square foot

Avoid toxic chemicals that can leach into nearby lawns, as well as household ingredients like vinegar that can ruin paint and sealants. Instead, look for a very light detergent or a dedicated exterior siding cleaner. In a pinch, you can use a basic dish or laundry soap, but we suggest sticking with a dedicated cleaner.

If your siding is struggling with algae or moss, which indicates moisture issues, look for an outdoor cleaner that’s specifically designed to clear moss and algae stains. This is also a sign that you need to seal your clapboard against further problems.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

You should restain or refinish your home's cedar siding every three to seven years to maintain its appearance and ensure maximum protection. The precise frequency depends on several factors, including your local climate, the siding's exposure to severe weather like direct sunlight, rain, and wind, the quality of the initial stain application, the type of stain used, and the condition of the wood.

Homeowners in harsh climates with high humidity and significant direct sunlight should plan on restaining every three years, while those in milder locations can wait up to seven years. For the longest-lasting protection in particularly harsh environments, consider using an opaque stain.

If you're looking for a lower-maintenance alternative, vinyl or aluminum siding are options to consider. Although their installation cost may be higher, they don't require as much upkeep over time, which can provide more value, especially in areas with excessive rainfall or high humidity.