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Since the EPA partially banned asbestos use in 1989, it is not commonly used in siding in the United States. Many other countries, such as Iceland, Canada, and Denmark, also have bans on asbestos. However, asbestos siding is still present in homes built before the late 1980s. Remember, the only surefire way to know if your home or siding contains asbestos is to have it lab-tested by a professional. 

Homeowners’ insurance doesn’t often cover the cost to remove asbestos siding, which averages about $2,900. Insurance policies treat the removal of asbestos siding as regular home maintenance, which insurance doesn’t cover. If your siding suffers damage in a storm, though, it’s possible the insurer may cover the replacement cost, even if the damaged siding contains asbestos.

You can cover asbestos siding with another type of siding, such as vinyl, however, this may not be the best option. Covering the asbestos siding may disturb it, releasing fibers into the air. The covered siding can also be disturbed at a later date, such as by a new homeowner who is unaware of its presence.

If you decide to cover the siding, be sure to work with a professional and follow any local building codes and requirements. It may be the case that removing the asbestos siding is the better option, rather than covering it over. 

The Environmental Protection Agency (EPA) banned the use of asbestos pipe insulation in certain applications in 1975. It released further bans in 1989 and 2019. While asbestos pipe insulation was common from the 1930s to 1970s, its use fell off after the 1970s due to public concern and the EPA's actions.