Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

Can I be present during the home appraisal?

• <div><p>You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.</p></div>

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Q: How long does an FHA appraisal take?

• <div><p>Depending on the size of the home, the appraisal itself can take several hours. After the appraiser&rsquo;s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser&rsquo;s workload, research requirements, efficiency, and other factors.</p></div>

Q: Can I be present during the home appraisal?

• <div><p>You can be present during a home appraisal, but it&rsquo;s best to stay out of the appraiser&rsquo;s way. Make yourself available, but don&rsquo;t engage or interrupt, and don&rsquo;t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.</p></div>

Q: How long is an FHA appraisal good for?

• <div><p>An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.</p></div>

Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Galloway, TX

*The Angi rating for Antique And Jewelry Appraisal companies in Galloway, TX is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Galloway, TX is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on June 02, 2026

Reviewed in June 2026
I needed to have a broken fork on my tractor repaired and welded back together and was having difficulty finding someone willing to do this small job. Many would not even return my call. Once directed to Rockin IV Enterprises, I filled out a request for a quote and within 30 minutes received a...
Rockin IV Enterprises
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Reviewed in April 2026
They are fantastic and know what they are doing! Their equipment is top notch and the boss is fantastic!
A.Gurrola Tree Service
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Reviewed in March 2026
Everything was done professionally and right. No issues and they were extremely fast and thorough. Definitely know what they are doing.
Slash and Bang
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Reviewed in September 2024
Very satisfied with the overall quality and professionalism of Raven Insulation.
Raven Insulation
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Reviewed in April 2024
Mike is great! He gave me an amazing price, and stands behind his work longer than others I had received quotes from. He got the job done quickly, and it turned our amazing. I love my new gutters, and they are saving my foundation. Would 100% recommend!! Thank you so much!
Mike's Seamless Gutters
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Reviewed in November 2023
Was overall great experience. Nice and friendly finishednon time and it looks beautiful
Machiavelli Site Works
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Reviewed in October 2023
There are many things I like about Troyâ s Heat and Air LLC but the top three are: 1) Professional install, 2) Commitment keepers, and 3) Great value. I originally saw their ad on Facebook and felt compelled to give them a try even though I already had a local AC company. Troy and his team came...
Troy's Heat & Air LLC
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Reviewed in August 2023
Caver is an excellent firm and I cannot recommend them highly enough. They develop strong proposals at reasonable prices. They arrive on schedule with a qualified team and complete the project efficiently and on time. And they never go over budget. I have used them on a few projects at this...
CAVER CONSTRUCTION, LLC
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Reviewed in November 2022
Very knowledgeable, and got the job done quickly. High quality and looks great! Would definitely recommend!!!
Carlos construction
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Reviewed in February 2022
I needed my large Ash tree removed in our front yard and David and his crew came out and finished the job in no time! David is very professional, he is a great communicator if he cannot come out due to weather or other circumstances and needs to reschedule, and he gets the job done quickly. I...
David’s tree service
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Antiques and Jewelry Appraisals questions, answered by experts

Depending on the size of the home, the appraisal itself can take several hours. After the appraiser’s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser’s workload, research requirements, efficiency, and other factors.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

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