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Pooling or standing water in your basement should be cause for alarm and action. This indicates that there is a leak or a drainage issue, and until you repair the root of the problem, the situation will only happen again or grow in severity. It’s important to deal with water damage as soon as it occurs.

In most cases, standard homeowners insurance policies cover water damage from sudden, accidental damage, like burst pipes and leaking appliances. However, water damage caused by flooding, groundwater seepage, or heavy rain is likely to be excluded from coverage. Check your policy to be sure, as some plans include opt-in flood insurance coverage. Certain companies also allow homeowners to add an optional water backup endorsement to a policy.

While both a channel drain and a French drain serve a similar purpose, a French drain is designed to prevent groundwater from causing flooding issues. This type of drain system goes underneath the soil and is completely surrounded by soil and rock. A channel drain, also called a trench drain, removes surface water before it ever enters the ground—hence the concrete and above-ground installation method.

If you’ll be digging up your floor to get access to your pipes when putting in a sewer backflow preventer, this would also be a good time to take care of any other plumbing issues or renovations. For example, you could install additional pipes for a basement bathroom. Since the floor will be sealed over with concrete when you’re done, now’s a good time to take care of those bigger tasks.