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For years, it was believed that hobo spider bites were incredibly dangerous, causing flesh-eating wounds. But the rumors of their bites were greatly exaggerated, and there's been no real evidence showing a connection between a hobo spider bite and necrotizing wounds. 

That said, the spiders can and do bite, usually as a defense response. They won't attack you unprovoked, but if you take them by surprise and get close enough, they may bite you. Their bites may cause some minor irritation or itchiness. 

No, you shouldn’t have to worry about bats in your yard as long as they don’t make their way inside your house. Typically, bats hang around backyards in order to consume bugs, especially if they’re located in the U.S. Bats that are native to North America can consume more than 500 bugs per hour, so they may actually benefit your yard if mosquitoes are prevalent.

Roaches may not be quite as common on the top floors of a home, but they can easily climb up there if they want to. Second stories are less likely to have food sources and somewhat less likely to have moisture issues, so most roaches are attracted to bottom levels first. However, humid attics and similar spots can help roaches thrive.

For a minor infestation, you can expect to clear up a German cockroach problem in about two weeks. That’s usually enough time to confirm that they don’t have additional hiding spots and aren’t continuing to encroach from an outside source. If you have a major infestation and use the services of a pest control company, it can take several weeks and multiple visits to fully clear your home, up to a couple of months.