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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

If squirrels set up a home in your attic, they can cause considerable damage. It’s not uncommon for them to chew holes in your roof, siding, or joists, and they can eat through electrical wiring. They might also travel to other parts of your home or into your wall cavities. Not to mention all that bacteria-filled feces and urine they spread around. 

Hiring a professional house cleaner costs between $120 and $240 per visit. Most homeowners can expect to pay an average of $170 for a cleaning and disinfecting service. House cleaning services may include disinfection of high-touch surfaces, but it’s best to ask your cleaner to be sure it’s included in their services.

Vinegar can keep some animals at bay, like deer, rabbits, foxes, and raccoons. Keep in mind that your household pets, like cats and dogs, also don’t like the smell of vinegar. You can soak rags in white vinegar and put them up around your garden beds to keep the pesky critters from eating your plants.