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Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

No. Most of the time, suckers are only a sign that the tree is experiencing stress. However, they can also be the canary in the coal mine, letting you know that something else is stressing your tree. If you have lots of suckers on your tree, calling in an arborist or a tree care expert is always a good call to determine the cause and develop a solution that de-stresses your tree.

Tree trimming can count as landscaping, depending on how a landscaping business describes its services. Professional tree trimmers are more specialized than landscapers and offer trimming services separately from general landscaping.

When general landscaping companies offer tree trimming, look up the details. They usually mean shaping or seasonal trimming of ornamental trees, which is different from trimming larger trees for health or safety reasons. When possible, look for a licensed expert that specializes in trees and tree health.

Pruning trees is important for several reasons. It improves tree health and strength by removing dead, diseased, or unwanted branches, which in turn encourages new growth and can help treat disease. For fruit trees, proper pruning can lead to a larger and better-quality harvest. Pruning also enhances safety by removing weak limbs that could break and fall, potentially causing injury or property damage, especially during storms. Beyond these functional benefits, pruning can also improve a tree's appearance. To ensure pruning is done correctly for the tree's long-term health, consider hiring a professional.