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Ensure proper ventilation, fix leaks, and schedule regular pest inspections to protect your property.

According to the National Fire Protection Association, dryers and washing machines cause over 15,000 fires a year, with dryers causing about 92 percent of those fires. Because dryer fires are more common than you might think, it’s important to clear the lint trap regularly and have annual dryer vent cleanings.

Wiring a light switch wrong can cause a fire if the incorrect wiring causes arcing, meaning the current jumps uncontrolled from one conductor to another. Loose wires or worn wires that are not repaired or replaced can cause arcing. If you’re not 100% sure you can do the job safely, don’t attempt to wire a light switch on your own.

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.