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Snow Removal questions, answered by experts

Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.

Yes, many companies offer convenient options to accommodate service timing needs.

Using a snow blower can make removing snow easier if you have physical limitations and a large area to cover. Snow blowers can remove large amounts of snow quickly, which can also save you time. However, shoveling can be efficient for smaller areas with light snow. The method you use will depend on the specific situation and your preference. Of course, you can skip doing it yourself and stay out of the cold by hiring a snow removal company near you.

Leaving a significant amount of snow on your roof can be risky. Most roofs are designed to handle about 20 pounds per square foot of snow, but exceeding this limit can lead to a roof collapse. A collapse can cause severe damage to your home and belongings and poses a physical danger to anyone inside. Furthermore, heavy snow accumulation increases the risk of ice dams, which can cause leaks and water damage to your roof, attic, and interior walls.

Whether or not an annual snow removal contract is worth it depends mainly on location. If you live in an area with frequent heavy snowfall, a yearly contract could be better than paying per clearing. If you live in an area where it only snows a few times a year, paying per snowstorm may be a better option.

The Luttrell, TN homeowners’ guide to snow removal services

From average costs to expert advice, get all the answers you need to get your job done.