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Snow Removal questions, answered by experts

Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.

Snowblowers are some of the best tools for snow removal because they remove large amounts of snow quickly without bodily harm or damaging your deck. If your snowblower can fit on your deck, it’s a good first line of defense to remove snow quickly and easily. If you don’t have a snowblower, a plastic shovel with a rubber blade is another good choice to remove snow on a deck.

Yes, most states require that snow removal companies be insured under workers' compensation. This protects the employees financially if an injury were to happen (and when dealing with ice and snow, it’s possible that injury could occur). In addition, most states require snow removal companies to be covered under general liability, which would help cover the cost of any property damage incurred during the removal process.

If you’re looking at how to remove snow from solar panels, heat from the sun usually melts the snow within a few days. However, snow removal might be necessary for winter solar power production in areas with deep snow during the winter. There are brushes with telescoping handles and gentle heads to brush away snow. It’s best to stay on the ground if possible and avoid using tools that could scratch the surface of the solar panels, like a snow shovel or broom.

Heavy amounts of snow could be a problem. In many climates, lots of snow on your rooftop can lead to freeze-thaw cycle that create ice dams, which can damage rooftops. But if you’re using shingle clips, this snow poses an additional problem: As it melts and freezes, it can easily dislodge clips you’ve placed on your roof.

You can clean snow off your roof after a fresh snowfall while it’s still lightweight, but brushing off snow can also dislodge your clips. If you get a lot of snow, then roof clips become less viable.

The Luttrell, TN homeowners’ guide to snow removal services

From average costs to expert advice, get all the answers you need to get your job done.