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Snow Removal questions, answered by experts

Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.

It’s possible to use a torch to melt ice on your garage door, but we don’t recommend it. It’s very easy to bring the flame too close to the door, which can melt the weather stripping or even the garage door itself. You’ll melt ice quickly with a torch, but the damage you’re likely to cause can end up costing you a few hundred dollars to fix, which isn’t worth it. Instead, we recommend pouring hot water over the frozen area or using a less intense heat source, like a hair dryer or space heater.

Rubbing alcohol may also remove ice from your driveway in a pinch. It has a lower freezing point than water, which expedites the unfreezing process. Pour 70 percent isopropyl alcohol into a quart or half-gallon spray bottle and spray it on your driveway. You do not have to dilute it with water.

If you do end up with frozen gutters, it's important to thaw them correctly. Thawing your gutters slowly is far safer than trying to break apart the ice. Once you get through the ice, bring in a gutter professional to check out the effectiveness of your heated system.

Snowblowers come in three different sizes: first-, second-, and third-stage blowers. Each additional stage is larger with higher intakes, more powerful, and has more gear options.

A first-stage blower, also called a snow thrower, is usually best for snow 6 to 8 inches or below. Electric snow blowers are usually only available in this size. If you regularly get snow that’s well above six inches, consider a second-stage snow blower. If snowstorms dump 2 to 3 feet of snow repeatedly during winter, you need a third-stage snow blower to tackle it.

The Luttrell, TN homeowners’ guide to snow removal services

From average costs to expert advice, get all the answers you need to get your job done.