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Last update on January 27, 2025

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Avatar for Hampton Enterprise LLC
Hampton Enterprise LLC
3.7(
9
)

Serving Rosholt, SD and surrounding areas

In business since 1989

Free estimates

Emergency services offered

"I only use James when I need some work done to my house. He responds fast, gets the work done quicker than just about anyone else I've ever used and seems very concerned with leaving his customers happy."
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Recommended by60%of homeowners
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Stucco questions, answered by experts

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

Most homeowners can remain in their homes during stucco removal, but expect noise, dust, and limited access to certain areas. For extensive projects or if hazardous materials are present, temporary relocation may be recommended for safety and comfort. Before removal begins, seal off the work areas and use air purifiers to minimize the spread of dust.

When cleaning stucco siding, it is recommended to use a pressure washer with a psi (pounds per square inch) between 1,500 and 2,000. This range provides sufficient power to remove dirt and grime without causing damage to the stucco surface. It's important to avoid using excessive psi as it can chip or crack the stucco. 

Using a wider spray nozzle and keeping a safe distance of about seven to 10 feet from the siding helps ensure a gentle and effective cleaning process. Always follow the manufacturer's guidelines and adjust the psi accordingly based on the condition of your stucco and the specific requirements of your pressure washer.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Stucco applied over brick can last 30 to 50 years or more when correctly applied and properly maintained. Stucco’s lifespan can be shortened by improper application, incorrectly mixed material, lack of preparation before application, and lack of maintenance. To get the most life out of your stucco siding, keep up with maintenance and repair any damage as soon as you discover it. 

The Rosholt, SD homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.

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